Spencer Finance Ltd
13985301
Healthy
- Current liabilities exceed current assets (-10)
Details
Compliance
Accounts
Confirmation statement
Industry
Officers
director · Since 17/03/2022
director · Since 17/03/2022
director · Since 17/03/2022
COMPANY DIRECTOR
BRITISH · ENGLAND · Age 68
Also on 1 other board
director · Since 01/03/2023
CHARTERED SURVEYOR
BRITISH · ENGLAND · Age 59
Also on 10 other boards
Persons with Significant Control
Ks Company No.1 Limited
44, Spinners Hollow, Sowerby Bridge, HX6 4HY
Reg: 09563340 · United Kingdom · Incorporated
Notified 17/03/2022
Ks Company No.2 Limited
44, Spinners Hollow, Sowerby Bridge, HX6 4HY
Reg: 09563343 · United Kingdom · Incorporated
Notified 17/03/2022
CompanyRankvs 11690+ SIC 64303 peers44
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How is this score calculated?
Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.
Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.
Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.
One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.
Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.
Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.
Key FinancialsYear ending 31/01/2026
Net Worth
£100
Balance sheet strength
Cash
£215
Cash in the bank
Net Current Assets
-£1.9M
Working capital
Current Assets
£150k
Current Liabilities
£2.0M
Debtors
£150k
Tax at Year End
Balance Sheet
EstimatesDerived
| Year | Current Ratio |
|---|---|
| 2026 | 0.07 |
| 2025 | 0.09 |
| 2024 | 0.00 |
| 2023 | 0.00 |
Derived from filed accounts. Not audited figures.