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J&J Home & Holiday Lettings Ltd

13985781

active
Private Limited Company
england wales
Companies House
Health Score
62 / 100

Some Concerns

30/30
Filing
0/30
Financial
32/40
Risk
  • Negative net worth (-10)
  • Current liabilities exceed current assets (-10)
  • 4 outstanding charges (-8)

Details

15 FINCHFIELD LANE, WOLVERHAMPTON, WV3 8EE
Incorporated 18/03/2022

Compliance

Last accounts

31/03/2025

unaudited abridged

Next accounts due

31/12/2026

On track

Confirmation statement

Last: 17/07/2025

Due 31/07/2026

On track

Industry

68100
Buying and selling of own real estate
68209
Other letting and operating of own or leased real estate
68320
Management of real estate on a fee or contract basis

Officers

Mrs Joanne Rose Penfield

director · Since 18/03/2022

WAREHOUSE MANAGER

BRITISH · UNITED KINGDOM · Age 52

Mr Joshua Terence Penfield

director · Since 18/03/2022

PAINTER & DECORATOR

BRITISH · UNITED KINGDOM · Age 35

Charges4 outstanding

Charge
outstanding

VIDA HOMELOANS

Created 17/04/2026Registered 06/05/2026
Charge
satisfied

SHAWBROOK BANK LIMITED

Created 24/04/2025Registered 25/04/2025Satisfied 06/05/2026
Charge
outstanding

TIPTON & COSELEY BUILDING SOCIETY

Created 23/08/2024Registered 23/08/2024
Charge
outstanding

LENDINVEST SECURITY TRUSTEES LIMITED

Created 18/10/2023Registered 19/10/2023
Charge
outstanding

ONESAVINGS BANK PLC

Created 19/04/2023Registered 20/04/2023
Charge
satisfied

TOGETHER COMMERCIAL FINANCE LIMITED

Created 05/05/2022Registered 11/05/2022Satisfied 25/05/2023
Charge
satisfied

TOGETHER COMMERCIAL FINANCE LIMITED

Created 05/05/2022Registered 09/05/2022Satisfied 25/05/2023

CompanyRankvs 176405+ SIC 68100 peers
17

Financial strength9th percentile among SIC peers · 2/25
Employees19th percentile among SIC peers · 3/15
LiquidityCurrent ratio 0.07× · 2/20
Longevity5 years trading (max 15) · 5/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength2/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees3/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity5/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

-£32k

Balance sheet strength

Cash

£8k

Cash in the bank

Net Current Assets

-£304k

Working capital

Current Assets

£22k

Current Liabilities

£326k

Fixed Assets

£273k

Debtors

£15k

0avg. employees

Balance Sheet

Assets less current liabilities-£32k
Prepared with Sage Accounts Production Advanced 2024 - FRS102_2024

EstimatesDerived

YearCurrent RatioImplied Profit
20250.07-£9k
2024-£14k

Derived from filed accounts. Not audited figures.