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Spendwise Constructions Ltd

13994705

active
ltd
england wales
Companies House
Health Score
70 / 100

Some Concerns

30/30
Filing
0/30
Financial
40/40
Risk
  • Negative net worth (-10)
  • Current liabilities exceed current assets (-10)

Details

1st Floor, Albemarle Street, London, W1S 4HP
Incorporated 22/03/2022

Previously known as

Spendwise Human Resources Ltd · until 18/06/2025

Compliance

Last accounts

31/03/2025

micro entity

Next accounts due

31/12/2026

On track

Confirmation statement

Last: 13/06/2025

Due 27/06/2026

On track

Industry

43390
Other building completion and finishing
47520
Retail sale of hardware, paints and glass in specialised stores
47910
Retail sale via mail order houses or via Internet
82990
Other business support service activities

Officers

Mrs Amee Joshi

director · Since 22/03/2022

DIRECTOR

BRITISH · ENGLAND · Age 37

Also on 6 other boards

Mr Sandip Joshi

director · Since 22/03/2022

DIRECTOR

BRITISH · ENGLAND · Age 42

Also on 9 other boards

Amee Joshi

director · Since 22/03/2022

British · England · Age 37

Sandip Joshi

director · Since 22/03/2022

British · England · Age 42

Persons with Significant Control

Amee Joshi

75–100% shares
75–100% votes
Appoint directors

British · England · Age 37

2 Westglade Court, Woodgrange Close, Harrow, HA3 0XQ

Notified 01/06/2024

Former PSCs

Spendwise Financials Ltd

Ceased 01/06/2024

Change History

statusactive
2026-06-13

Active

typeltd
2026-06-13

Private Limited Company

address line11st Floor, Albemarle Street
2026-06-13

1ST FLOOR,

post townLondon
2026-06-13

LONDON

officer appointedJOSHI, Amee
2026-06-13
officer appointedJOSHI, Sandip
2026-06-13

CompanyRankvs 37904+ SIC 43390 peers
31

Financial strength2th percentile among SIC peers · 1/25
Employees58th percentile among SIC peers · 9/15
LiquidityCurrent ratio 0× · 2/20
Longevity4 years trading (max 15) · 4/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength1/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees9/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity4/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

-£94k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

-£34k

Working capital

Current Assets

£1

Current Liabilities

£34k

2avg. employees

Balance Sheet

Assets less current liabilities-£34k
Prepared with Taxfiler

EstimatesDerived

YearCurrent RatioImplied Profit
20250.00-£37k
20240.00-£34k
20230.00

Derived from filed accounts. Not audited figures.