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Lumar Estates Limited

14045237

active
Private Limited Company
england wales
Companies House
Health Score
78 / 100

Some Concerns

30/30
Filing
10/30
Financial
38/40
Risk
  • Current liabilities exceed current assets (-10)
  • 1 outstanding charge (-2)

Details

GRANVILLE HOUSE, WOLVERHAMPTON, WV1 4SB
Incorporated 13/04/2022

Compliance

Last accounts

30/04/2025

total exemption full

Next accounts due

31/01/2027

On track

Confirmation statement

Last: 12/04/2025

Due 26/04/2026

Overdue

Industry

68100
Buying and selling of own real estate

Officers

Martine Cooper

director · Since 13/04/2022

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 55

Lucy Rose Moss

director · Since 13/04/2022

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 44

Persons with Significant Control

Lucy Rose Moss

25–50% shares
25–50% votes
Appoint directors

British · England · Age 44

Granville House, 2 Tettenhall Road, Wolverhampton, WV1 4SB

Notified 13/04/2022

Martine Cooper

25–50% shares
25–50% votes
Appoint directors

British · England · Age 55

Granville House, 2 Tettenhall Road, Wolverhampton, WV1 4SB

Notified 13/04/2022

Charges1 outstanding

Charge
outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED

Created 16/09/2022Registered 21/09/2022

CompanyRankvs 63977+ SIC 68100 peers
39

Financial strength65th percentile among SIC peers · 16/25
Employees81th percentile among SIC peers · 12/15
LiquidityCurrent ratio 0.1× · 2/20
Longevity4 years trading (max 15) · 4/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength16/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees12/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity4/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/04/2025

Net Worth

£8k

Balance sheet strength

Cash

£10k

Cash in the bank

Net Current Assets

-£143k

Working capital

Current Assets

£15k

Current Liabilities

£158k

Fixed Assets

£545k

Debtors

£5k

2avg. employees

Tax at Year End

Corp tax£614

Balance Sheet

Bank loans & overdrafts£392k
Assets less current liabilities£401k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20250.10+£10k
20240.05-£5k
20230.12

Derived from filed accounts. Not audited figures.