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Onestep Financial Ltd

14137787

active
Private Limited Company
Companies House
Health Score
73 / 100

Some Concerns

25/30
Filing
10/30
Financial
38/40
Risk
  • No accounts filed in last 18 months (-5)
  • Current liabilities exceed current assets (-10)
  • 1 outstanding charge (-2)

Details

EALING CROSS 1ST FLOOR, LONDON, W5 5TH
Incorporated 27/05/2022

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

58290
Other software publishing
62012
Business and domestic software development
64205
Activities of financial services holding companies
70229
Management consultancy activities

Officers

Mr Dawid Putts

director · Since 27/05/2022

MANAGER

POLISH · UNITED KINGDOM · Age 60

Ms Claire Conby

director · Since 17/01/2023

DIRECTOR

BRITISH · ENGLAND · Age 49

Mr Jeff Grady

director · Since 17/01/2023

DIRECTOR

AMERICAN · UNITED STATES · Age 65

Mr Philip John Kenworthy

director · Since 17/01/2023

DIRECTOR

BRITISH · ENGLAND · Age 61

Also on 2 other boards

Mrs Klaudia Redzisz-Alam

director · Since 02/02/2026

POLISH · POLAND · Age 40

Persons with Significant Control

Mr Dawid Putts

50–75% shares
50–75% votes
Appoint directors

Polish · United Kingdom · Age 60

Ealing Cross, 1st Floor, London, W5 5TH

Notified 27/05/2022

Charges1 outstanding

Charge
outstanding

INNOVATE UK LOANS LIMITED

Created 06/01/2026Registered 07/01/2026

CompanyRankvs 1870+ SIC 58290 peers
51

Financial strength74th percentile among SIC peers · 19/25
Employees22th percentile among SIC peers · 3/15
LiquidityCurrent ratio 9.58× · 20/20
Longevity4 years trading (max 15) · 4/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength19/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees3/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity4/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2022

Net Worth

£9k

Balance sheet strength

Cash

£165k

Cash in the bank

Net Current Assets

£156k

Working capital

Current Assets

£174k

Current Liabilities

£18k

Debtors

£10k

0avg. employees

Balance Sheet

Assets less current liabilities£156k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent Ratio
20229.58

Derived from filed accounts. Not audited figures.