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Lux & Fortis Holdings Ltd

14177153

active
Private Limited Company
Companies House
Health Score
64 / 100

Some Concerns

30/30
Filing
0/30
Financial
34/40
Risk
  • Negative net worth (-10)
  • Current liabilities exceed current assets (-10)
  • 3 outstanding charges (-6)

Details

8 HARGREAVES CLOSE HARGREAVES CLOSE, DERBY, DE23 3YH
Incorporated 16/06/2022

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

68100
Buying and selling of own real estate
68201
Renting and operating of Housing Association real estate
68209
Other letting and operating of own or leased real estate
68320
Management of real estate on a fee or contract basis

Officers

Mr Balraj Singh Cheema

director · Since 16/06/2022

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 50

Also on 1 other board

Mrs Diya Kaur Cheema

director · Since 16/06/2022

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 45

Mr Balraj Singh Cheema

secretary · Since 01/07/2025

Also on 1 other board

Persons with Significant Control

Mr Balraj Singh Cheema

25–50% shares
25–50% votes
Appoint directors

British · England · Age 50

8 Hargreaves Close, Hargreaves Close, Derby, DE23 3YH

Notified 16/06/2022

Mrs Diya Kaur Cheema

25–50% shares
25–50% votes
Appoint directors

British · England · Age 45

8 Hargreaves Close, Hargreaves Close, Derby, DE23 3YH

Notified 16/06/2022

Charges3 outstanding

Charge
outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED

Created 17/07/2025Registered 18/07/2025
Charge
outstanding

PARAGON BANK PLC

Created 06/11/2023Registered 06/11/2023
Charge
outstanding

SAFFRON BUILDING SOCIETY

Created 17/03/2023Registered 21/03/2023

CompanyRankvs 127660+ SIC 68100 peers
25

Financial strength8th percentile among SIC peers · 2/25
Employees81th percentile among SIC peers · 12/15
LiquidityCurrent ratio 0× · 2/20
Longevity4 years trading (max 15) · 4/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength2/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees12/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity4/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/06/2025

Net Worth

-£40k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

-£599k

Working capital

Current Assets

£2k

Current Liabilities

£601k

Fixed Assets

£907k

2avg. employees

Balance Sheet

Assets less current liabilities£308k
Signed by Mr Balraj Cheema 24 March 2026Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20250.00+£0
20250.00+£490
20240.01-£23k
20230.43

Derived from filed accounts. Not audited figures.