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Xarphis&Gratia Living Limited

14361608

active
Private Limited Company
Companies House
Health Score
61 / 100

Some Concerns

25/30
Filing
0/30
Financial
36/40
Risk
  • No accounts filed in last 18 months (-5)
  • Negative net worth (-10)
  • 2 outstanding charges (-4)

Details

29 MAYNE AVENUE, LUTON, LU4 9LR
Incorporated 16/09/2022

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

68100
Buying and selling of own real estate
68209
Other letting and operating of own or leased real estate

Officers

Mr Ayobanji Atundaolu

director · Since 16/09/2022

DIRECTOR

BRITISH · SCOTLAND · Age 41

Also on 1 other board

Dr Oyinoluwapo Ogunbambi

director · Since 16/09/2022

DIRECTOR

NIGERIAN · ENGLAND · Age 37

Persons with Significant Control

Dr Oyinoluwapo Ogunbambi

25–50% shares
25–50% votes
Appoint directors

Nigerian · England · Age 37

29, Mayne Avenue, Luton, LU4 9LR

Notified 16/09/2022

Mr Ayobanji Atundaolu

25–50% shares
25–50% votes
Appoint directors

British · Scotland · Age 41

29, Mayne Avenue, Luton, LU4 9LR

Notified 16/09/2022

Charges2 outstanding

Charge
outstanding

ALDERMORE BANK PLC

Created 29/11/2023Registered 06/12/2023
Charge
outstanding

THE MORTGAGE WORKS (UK) PLC

Created 14/02/2023Registered 14/02/2023

CompanyRankvs 137453+ SIC 68100 peers
23

Financial strength20th percentile among SIC peers · 5/25
Employees60th percentile among SIC peers · 9/15
LiquidityNo balance sheet data · 0/20
Longevity4 years trading (max 15) · 4/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength5/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees9/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity0/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity4/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/09/2024

Net Worth

-£5k

Balance sheet strength

Cash

£923

Cash in the bank

Net Current Assets

-£50

Working capital

Current Assets

Current Liabilities

£50

Fixed Assets

£455k

1avg. employees

Balance Sheet

Assets less current liabilities£455k
Prepared with VT Final Accounts

EstimatesDerived

YearImplied Profit
2024+£3k

Derived from filed accounts. Not audited figures.