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Fincham Consulting Ltd

14408115

active
Private Limited Company
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
10/30
Financial
40/40
Risk
  • Current liabilities exceed current assets (-10)

Details

THE OLD BAKERY, TUNBRIDGE WELLS, TN1 2QP
Incorporated 10/10/2022

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

70221
Financial management

Officers

Mrs Camilla Nyree Nichols

director · Since 10/10/2022

RECEPTIONIST

BRITISH · ENGLAND · Age 55

Also on 1 other board

Mr Mark Paul Nichols

director · Since 10/10/2022

PROGRAMME MANAGER

BRITISH · ENGLAND · Age 54

Also on 1 other board

Persons with Significant Control

Mr Mark Paul Nichols

50–75% shares
50–75% votes
Appoint directors

British · England · Age 54

The Old Bakery, 90 Camden Road, Tunbridge Wells, TN1 2QP

Notified 10/10/2022

Mrs Camilla Nyree Nichols

25–50% shares
25–50% votes
Appoint directors

British · England · Age 55

The Old Bakery, 90 Camden Road, Tunbridge Wells, TN1 2QP

Notified 10/10/2022

CompanyRankvs 2337+ SIC 70221 peers
72

Financial strength86th percentile among SIC peers · 22/25
Employees74th percentile among SIC peers · 11/15
LiquidityCurrent ratio 2.18× · 20/20
Longevity4 years trading (max 15) · 4/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength22/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees11/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity4/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/10/2025

Net Worth

£106k

Balance sheet strength

Cash

—

Cash in the bank

Net Current Assets

£102k

Working capital

Current Assets

£136k

Current Liabilities

£62k

Fixed Assets

£4k

2avg. employees

Balance Sheet

Assets less current liabilities£106k
Prepared with VT Final Accounts

EstimatesDerived

YearCurrent RatioImplied Profit
20252.18+£0
20252.18+£67k
20242.07-£11k
20231.82—

Derived from filed accounts. Not audited figures.