Back to search

Credit Reporting Agency (Holdco) Limited

14431041

active
Private Limited Company
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk
  • Going concern doubt noted in accounts (-10)

Details

20 - 21 LEMON STREET, TRURO, TR1 2LS
Incorporated 20/10/2022

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

82912
82912

Officers

Mr Christopher James Stamp

director · Since 20/10/2022

DIRECTOR

BRITISH · ENGLAND · Age 48

Mr Andrew Neil Harland

director · Since 01/08/2024

FINANCE DIRECTOR

BRITISH · ENGLAND · Age 47

Also on 1 other board

Mr Samuel Twyford

director · Since 01/08/2024

MARKETING DIRECTOR

BRITISH · ENGLAND · Age 38

Also on 2 other boards

Mr Paul Anderson-Riley

director · Since 01/06/2025

DIRECTOR

BRITISH · ENGLAND · Age 34

Also on 4 other boards

Mr Paul Anderson-Riley

secretary · Since 19/08/2025

Also on 4 other boards

Persons with Significant Control

Mr Christopher James Stamp

50–75% shares
75–100% votes
Appoint directors

British · England · Age 48

20 - 21, Lemon Street, Truro, TR1 2LS

Notified 20/10/2022

Former PSCs

Mr Richard David Catlin

Ceased 02/10/2024

Mr Richard David Catlin

Ceased 02/10/2025

CompanyRankvs 12+ SIC 82912 peers
60

Financial strength96th percentile among SIC peers · 24/25
Employees97th percentile among SIC peers · 15/15
LiquidityCurrent ratio 1.25× · 12/20
Longevity4 years trading (max 15) · 4/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10
Show leaderboard
How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity4/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the group and parent company's ability to continue as a going concern for a period of at least twelve months from when the original financial statements were authorised for issue. Our responsibilities and the responsibilities of the directors with respect

Key FinancialsYear ending 31/03/2025

Turnover

£29.9M

Annual revenue

Net Worth

£4.8M

Balance sheet strength

Cash

£7.0M

Cash in the bank

Profit Before Tax

£7.7M

Bottom line earnings

Net Current Assets

£1.6M

Working capital

Current Assets

£7.8M

Current Liabilities

£6.2M

Fixed Assets

£9.2M

Debtors

£782k

Cost of Sales

£17.0M

Gross Profit

£12.9M

Admin Expenses

£5.1M

Operating Profit

£7.8M

Profit After Tax

£5.5M

60avg. employees

Tax at Year End

Dividends paid-£1.6M

People Costs

Wages & salaries£3.1M
NI contributions£350k

Balance Sheet

Intangible assets£5.4M
Assets less current liabilities£10.8M
Prepared with Digita Accounts Production Advanced

EstimatesDerived

YearCurrent Ratio
20251.25

Derived from filed accounts. Not audited figures.