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Silvertree Financial Services Ltd

14486267

active
ltd
england wales
Companies House
Health Score
75 / 100

Some Concerns

25/30
Filing
10/30
Financial
40/40
Risk
  • No accounts filed in last 18 months (-5)
  • Current liabilities exceed current assets (-10)

Details

103a High Street, Lees, Oldham, OL4 4LY
Incorporated 15/11/2022

Compliance

Last accounts

30/11/2024

micro entity

Next accounts due

31/08/2026

On track

Confirmation statement

Last: 14/11/2025

Due 28/11/2026

On track

Industry

70221
Financial management

Officers

Mr David Paul Procter

director · Since 15/11/2022

DIRECTOR

BRITISH · UNITED KINGDOM · Age 48

Also on 1 other board

Mrs Karen Elizabeth Theresa Procter

director · Since 15/11/2022

DIRECTOR

BRITISH · UNITED KINGDOM · Age 53

Mr Michael Simon Procter

director · Since 15/11/2022

DIRECTOR

BRITISH · UNITED KINGDOM · Age 53

David Paul Procter

director · Since 15/11/2022

British · United Kingdom · Age 48

Karen Elizabeth Theresa Procter

director · Since 15/11/2022

British · United Kingdom · Age 53

Michael Simon Procter

director · Since 15/11/2022

British · United Kingdom · Age 53

Former

David Charles Yates

director · Resigned 18/02/2026

Persons with Significant Control

Mrs Karen Elizabeth Theresa Procter

25–50% shares
25–50% votes

British · United Kingdom · Age 53

103a, High Street, Oldham, OL4 4LY

Notified 15/11/2022

Mr Michael Simon Procter

25–50% shares
25–50% votes

British · United Kingdom · Age 53

103a, High Street, Oldham, OL4 4LY

Notified 15/11/2022

Change History

officer appointedPROCTER, David Paul
2026-06-13
officer appointedPROCTER, Karen Elizabeth Theresa
2026-06-13
officer appointedPROCTER, Michael Simon
2026-06-13
statusactive
2026-06-13

Active

post townOldham
2026-06-13

OLDHAM

typeltd
2026-06-13

Private Limited Company

address line1103a High Street
2026-06-13

103A HIGH STREET

CompanyRankvs 9228+ SIC 70221 peers
51

Financial strength46th percentile among SIC peers · 12/25
Employees95th percentile among SIC peers · 14/15
LiquidityCurrent ratio 0.88× · 6/20
Longevity4 years trading (max 15) · 4/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength12/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity6/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity4/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/11/2024

Net Worth

£1k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

£1k

Working capital

Current Assets

£11k

Current Liabilities

£13k

Fixed Assets

£2k

4avg. employees

Balance Sheet

Assets less current liabilities£1k
Prepared with Companies House

EstimatesDerived

YearCurrent RatioImplied Profit
20240.88-£2k
20230.97

Derived from filed accounts. Not audited figures.