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Clover Health Ltd

14567831

active
Private Limited Company
Companies House
Health Score
76 / 100

Some Concerns

30/30
Filing
10/30
Financial
36/40
Risk
  • Current liabilities exceed current assets (-10)
  • 2 outstanding charges (-4)

Details

20-22 WENLOCK ROAD, LONDON, N1 7GU
Incorporated 03/01/2023

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

47730
Dispensing chemist in specialised stores

Officers

Miss Bushra Ali

director · Since 03/01/2023

DIRECTOR

BRITISH · UNITED KINGDOM · Age 34

Persons with Significant Control

Miss Bushra Ali

75–100% shares
75–100% votes
Appoint directors

British · United Kingdom · Age 34

20-22, Wenlock Road, London, N1 7GU

Notified 03/01/2023

Former PSCs

Mr Imran Ali

Ceased 02/02/2023

Charges2 outstanding

Charge
outstanding

LLOYDS BANK PLC

Created 25/08/2023Registered 01/09/2023
Charge
outstanding

LLOYDS BANK PLC

Created 23/08/2023Registered 25/08/2023

CompanyRankvs 3390+ SIC 47730 peers
42

Financial strength61th percentile among SIC peers · 15/25
Employees78th percentile among SIC peers · 12/15
LiquidityCurrent ratio 0.87× · 6/20
Longevity4 years trading (max 15) · 4/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength15/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees12/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity6/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity4/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/01/2025

Net Worth

£63k

Balance sheet strength

Cash

£389k

Cash in the bank

Net Current Assets

-£76k

Working capital

Current Assets

£532k

Current Liabilities

£608k

Fixed Assets

£566k

Debtors

£33k

10avg. employees+5

Balance Sheet

Intangible assets£555k
Assets less current liabilities£490k
Prepared with Digita Accounts Production Advanced

EstimatesDerived

YearCurrent RatioImplied Profit
20250.87+£41k
20240.67

Derived from filed accounts. Not audited figures.