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J&A Pay Ltd

14652765

active
Private Limited Company
england wales
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

24 BLACKTHORN CLOSE, WINCHESTER, SO21 3BU
Incorporated 09/02/2023

Compliance

Last accounts

28/02/2026

total exemption full

Next accounts due

30/11/2027

On track

Confirmation statement

Last: 08/02/2026

Due 22/02/2027

On track

Industry

82110
Combined office administrative service activities

Officers

Mrs Joanne Eves

director · Since 09/02/2023

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 57

Mr Alexander Panchen

director · Since 09/02/2023

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 51

Persons with Significant Control

Mrs Joanne Eves

75–100% shares
75–100% votes
Appoint directors

British · England · Age 57

24, Blackthorn Close, Winchester, SO21 3BU

Notified 09/02/2023

CompanyRankvs 1918+ SIC 82110 peers
68

Financial strength93th percentile among SIC peers · 23/25
Employees94th percentile among SIC peers · 14/15
LiquidityCurrent ratio 1.14× · 12/20
Longevity4 years trading (max 15) · 4/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength23/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity4/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 28/02/2026

Net Worth

£160k

Balance sheet strength

Cash

£1.0M

Cash in the bank

Net Current Assets

£141k

Working capital

Current Assets

£1.2M

Current Liabilities

£1.0M

Fixed Assets

£20k

Debtors

£139k

5avg. employees

Tax at Year End

Corp tax£36k
VAT£485k

Director Loans

Company owes directors£8k

Balance Sheet

Assets less current liabilities£160k
Signed by Mr Alex Panchen Mr Alex Panchen 11/05/2026Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied ProfitEst. Revenue
20261.14+£0£9.7M
20261.14+£54k£9.7M
20251.11+£108k£10.9M
20240.88

Derived from filed accounts. Not audited figures.