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Spendwise Projects Ltd

14718157

active
ltd
england wales
Companies House
Health Score
78 / 100

Some Concerns

30/30
Filing
10/30
Financial
38/40
Risk
  • Negative net worth (-10)
  • 1 outstanding charge (-2)

Details

2 Westglade Court, Woodgrange Close, Harrow, HA3 0XQ
Incorporated 09/03/2023

Previously known as

Bangor Assets Ltd · until 04/08/2023

Compliance

Last accounts

31/03/2025

micro entity

Next accounts due

31/12/2026

On track

Confirmation statement

Last: 10/12/2025

Due 24/12/2026

On track

Industry

68100
Buying and selling of own real estate
68209
Other letting and operating of own or leased real estate
68320
Management of real estate on a fee or contract basis

Officers

Mrs Harpreet Kaur

director · Since 10/10/2024

DIRECTOR

BRITISH · ENGLAND · Age 41

Also on 4 other boards

Mr Sandipkumar Joshi

director · Since 01/12/2024

DIRECTOR

BRITISH · ENGLAND · Age 42

Also on 1 other board

Harpreet Kaur

director · Since 10/10/2024

British · England · Age 41

Sandipkumar Joshi

director · Since 01/12/2024

British · England · Age 42

Former

Sandip Joshi

director · Resigned 01/10/2024

Naval Preet Singh

director · Resigned 01/12/2024

Persons with Significant Control

Mr Sandip Joshi

25–50% shares
25–50% votes
Appoint directors

British · England · Age 42

2 Westglade Court, Woodgrange Close, Harrow, HA3 0XQ

Notified 09/03/2023

Mrs Harpreet Kaur

Appoint directors

British · England · Age 41

2 Westglade Court, Woodgrange Close, Harrow, HA3 0XQ

Notified 10/10/2024

Former PSCs

Mr Naval Preet Singh

Ceased 01/12/2024

Charges1 outstanding

Charge
outstanding

QUANTUM MORTGAGES LIMITED

Created 25/04/2025Registered 28/04/2025

Change History

officer appointed → JOSHI, Sandipkumar
2026-06-13
officer appointed → KAUR, Harpreet
2026-06-13
status → active
2026-06-13

Active

type → ltd
2026-06-13

Private Limited Company

address line1 → 2 Westglade Court
2026-06-13

2 WESTGLADE COURT

post town → Harrow
2026-06-13

HARROW

CompanyRankvs 165012+ SIC 68100 peers
17

Financial strength15th percentile among SIC peers · 4/25
Employees19th percentile among SIC peers · 3/15
LiquidityCurrent ratio 0.27× · 2/20
Longevity3 years trading (max 15) · 3/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
Show leaderboard
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165012Spendwise Projects Ltd
27
How is this score calculated?
Financial strength4/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees3/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity3/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

-£12k

Balance sheet strength

Cash

—

Cash in the bank

Net Current Assets

-£200k

Working capital

Current Assets

£74k

Current Liabilities

£273k

Fixed Assets

£447k

0avg. employees

Balance Sheet

Assets less current liabilities£248k
Prepared with Taxfiler

EstimatesDerived

YearCurrent RatioImplied Profit
20250.27+£9k
20241.10—

Derived from filed accounts. Not audited figures.