Lutfi Ltd
14826733
Some Concerns
- Negative net worth (-10)
- Current liabilities exceed current assets (-10)
- 2 outstanding charges (-4)
Details
Compliance
Accounts
Confirmation statement
Industry
Officers
Persons with Significant Control
Dr Ahmad Lutfi
Iraqi · Wales · Age 63
4, Cranbourne Way, Cardiff, CF23 8SL
Notified 25/04/2023
Mrs Nawal Sami Khalil Khalil
British · Wales · Age 60
4, Cranbourne Way, Cardiff, CF23 8SL
Notified 24/04/2026
Former PSCs
Mrs Nawal Sami Khalil Khalil
Ceased 24/04/2026
Charges2 outstanding
THE MORTGAGE WORKS (UK) PLC
THE MORTGAGE WORKS (UK) PLC
CompanyRankvs 119168+ SIC 68100 peers26
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How is this score calculated?
Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.
Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.
Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.
One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.
Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.
Risk deductions
Outstanding charges: -10 pts
Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.
Key FinancialsYear ending 30/04/2025
Net Worth
-£15k
Balance sheet strength
Cash
—
Cash in the bank
Net Current Assets
—
Working capital
Current Assets
£14k
Current Liabilities
£177k
Fixed Assets
£521k
Balance Sheet
EstimatesDerived
| Year | Current Ratio | Implied Profit |
|---|---|---|
| 2025 | 0.08 | -£8k |
| 2024 | 0.01 | — |
Derived from filed accounts. Not audited figures.