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Sv Financing Limited

14910864

active
ltd
england wales
Companies House
Health Score
60 / 100

Some Concerns

30/30
Filing
0/30
Financial
30/40
Risk
  • Negative net worth (-10)
  • Current liabilities exceed current assets (-10)
  • 8 outstanding charges (-10)

Details

Arise Innovation Hub, Alan Cherry Drive, Chelmsford, CM1 1QT
Incorporated 02/06/2023

Compliance

Last accounts

31/08/2025

total exemption full

Next accounts due

31/05/2027

On track

Confirmation statement

Last: 01/06/2025

Due 15/06/2026

On track

Industry

68100
Buying and selling of own real estate
68209
Other letting and operating of own or leased real estate

Officers

Mr Shams Najum

director · Since 02/06/2023

DIRECTOR

BRITISH · ENGLAND · Age 39

Shams Najum

director · Since 02/06/2023

British · England · Age 39

Vijay Anand Saini

director · Since 02/06/2023

British · England · Age 39

Persons with Significant Control

Sv Uk Group Limited

75–100% shares
75–100% votes
Appoint directors

85, Great Portland Street, First Floor, London, W1W 7LT

Reg: 14909726 · Engalnd And Wales · Limited Company

Notified 02/06/2023

Charges8 outstanding

A registered charge
outstanding

LLOYDS BANK PLC

Created 30/06/2026Registered 02/07/2026
Charge
outstanding

LLOYDS BANK PLC

Created 31/03/2026Registered 01/04/2026
Charge
outstanding

LLOYDS BANK PLC

Created 20/11/2025Registered 27/11/2025
Charge
outstanding

LLOYDS BANK PLC

Created 30/04/2025Registered 01/05/2025
Charge
outstanding

LLOYDS BANK PLC

Created 28/03/2025Registered 28/03/2025
Charge
outstanding

LLOYDS BANK PLC

Created 16/11/2023Registered 20/11/2023
Charge
outstanding

LLOYDS BANK PLC

Created 17/10/2023Registered 17/10/2023
Charge
outstanding

LLOYDS BANK PLC

Created 13/10/2023Registered 13/10/2023

Change History

officer appointedNAJUM, Shams
2026-06-07
officer appointedSAINI, Vijay Anand
2026-06-07
address line1Arise Innovation Hub
2026-06-07

85 GREAT PORTLAND STREET, FIRST FLOOR

statusactive
2026-06-07

Active

postcodeCM1 1QT
2026-06-07

W1W 7LT

post townChelmsford
2026-06-07

LONDON

typeltd
2026-06-07

Private Limited Company

CompanyRankvs 100828+ SIC 68100 peers
30

Financial strength19th percentile among SIC peers · 5/25
Employees98th percentile among SIC peers · 15/15
LiquidityCurrent ratio 0.04× · 2/20
Longevity3 years trading (max 15) · 3/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength5/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity3/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/08/2025

Net Worth

-£7k

Balance sheet strength

Cash

£20k

Cash in the bank

Net Current Assets

-£690k

Working capital

Current Assets

£31k

Current Liabilities

£720k

Fixed Assets

£1.9M

Debtors

£11k

4avg. employees+2

Balance Sheet

Bank loans & overdrafts£1.2M
Assets less current liabilities£1.2M
Prepared with VT Final Accounts

EstimatesDerived

YearCurrent RatioImplied Profit
20250.04-£3k
20240.03

Derived from filed accounts. Not audited figures.