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Spendwise Assets Ltd

14952837

active
ltd
england wales
Companies House
Health Score
70 / 100

Some Concerns

30/30
Filing
0/30
Financial
40/40
Risk
  • Negative net worth (-10)
  • Current liabilities exceed current assets (-10)

Details

2 Westglade Court, Woodgrange Close, Harrow, HA3 0XQ
Incorporated 22/06/2023

Compliance

Last accounts

30/06/2025

micro entity

Next accounts due

31/03/2027

On track

Confirmation statement

Last: 21/06/2025

Due 05/07/2026

On track

Industry

68100
Buying and selling of own real estate
68209
Other letting and operating of own or leased real estate
68320
Management of real estate on a fee or contract basis

Officers

Mr Sandip Joshi

director · Since 22/06/2023

DIRECTOR

BRITISH · ENGLAND · Age 42

Also on 9 other boards

Sandip Joshi

director · Since 22/06/2023

British · England · Age 42

Former

Govind Karsan Kerai

director · Resigned 17/07/2025

Deepak Soni

director · Resigned 17/07/2025

Persons with Significant Control

Mr Sandip Joshi

25–50% shares
25–50% votes
Appoint directors

British · England · Age 42

2 Westglade Court, Woodgrange Close, Harrow, HA3 0XQ

Notified 22/06/2023

Former PSCs

Mr Govind Karsan Kerai

Ceased 17/07/2025

Mr Deepak Soni

Ceased 17/07/2025

Change History

statusactive
2026-06-13

Active

typeltd
2026-06-13

Private Limited Company

address line12 Westglade Court
2026-06-13

2 WESTGLADE COURT

post townHarrow
2026-06-13

HARROW

officer appointedJOSHI, Sandip
2026-06-13

CompanyRankvs 160777+ SIC 68100 peers
29

Financial strength22th percentile among SIC peers · 6/25
Employees19th percentile among SIC peers · 3/15
LiquidityCurrent ratio 0× · 2/20
Longevity3 years trading (max 15) · 3/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength6/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees3/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity3/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/06/2025

Net Worth

-£3k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

-£3k

Working capital

Current Assets

£1

Current Liabilities

£3k

0avg. employees

Balance Sheet

Assets less current liabilities-£3k
Prepared with Taxfiler

EstimatesDerived

YearCurrent RatioImplied Profit
20250.00+£0
20240.00

Derived from filed accounts. Not audited figures.