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Westover Cottage Ltd

15023005

active
Private Limited Company
Companies House
Health Score
78 / 100

Some Concerns

30/30
Filing
10/30
Financial
38/40
Risk
  • Negative net worth (-10)
  • 1 outstanding charge (-2)

Details

GTC HOUSE, CHESHAM, HP5 1DH
Incorporated 24/07/2023

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

68100
Buying and selling of own real estate
68209
Other letting and operating of own or leased real estate
68320
Management of real estate on a fee or contract basis

Officers

Mr Michael Kelsey

director · Since 24/07/2023

COMPANY DIRECTOR

ENGLISH · UNITED KINGDOM · Age 67

Also on 3 other boards

Mr Robert Kelsey

director · Since 24/07/2023

COMPANY DIRECTOR

ENGLISH · UNITED KINGDOM · Age 57

Also on 23 other boards

Persons with Significant Control

Fordingbridge Developments Limited

75–100% shares
75–100% votes
Appoint directors

Gtc House, 18 Station Road, Chesham, HP5 1DH

Reg: 05373496 · Companies House · Limited Company

Notified 24/07/2023

Charges1 outstanding

Charge
outstanding

ALDERMORE BANK PLC

Created 25/06/2024Registered 25/06/2024

CompanyRankvs 133104+ SIC 68100 peers
24

Financial strength7th percentile among SIC peers · 2/25
Employees81th percentile among SIC peers · 12/15
LiquidityCurrent ratio 0× · 2/20
Longevity3 years trading (max 15) · 3/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength2/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees12/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity3/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/07/2025

Net Worth

-£48k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

-£714k

Working capital

Current Assets

£953

Current Liabilities

£715k

Fixed Assets

£1.2M

2avg. employees

Balance Sheet

Assets less current liabilities£478k
Prepared with VT Final Accounts

EstimatesDerived

YearCurrent RatioImplied Profit
20250.00-£40k
20240.01

Derived from filed accounts. Not audited figures.