Back to search

Y & J Property Ltd

15090670

active
Private Limited Company
Companies House
Health Score
78 / 100

Some Concerns

30/30
Filing
10/30
Financial
38/40
Risk
  • Negative net worth (-10)
  • Loss before tax (-10)
  • 1 outstanding charge (-2)

Details

7 SANDHURST COURT, SMETHWICK, B66 4DU
Incorporated 22/08/2023

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

68100
Buying and selling of own real estate
68209
Other letting and operating of own or leased real estate

Officers

Ms Iwetta Joanna Garbicz

director · Since 22/08/2023

DIRECTOR

POLISH · UNITED KINGDOM · Age 34

Also on 1 other board

Persons with Significant Control

Ms Iwetta Joanna Garbicz

25–50% shares
25–50% votes
Appoint directors

Polish · United Kingdom · Age 34

7 Sandhurst Court, Dunsford Road, Smethwick, B66 4DU

Notified 22/08/2023

Former PSCs

Mrs Joanna Garbicz

Ceased 28/04/2024

Charges1 outstanding

Charge
outstanding

KENSINGTON MORTGAGE COMPANY LIMITED

Created 10/02/2025Registered 14/02/2025

CompanyRankvs 84011+ SIC 68100 peers
35

Financial strength16th percentile among SIC peers · 4/25
Employees19th percentile among SIC peers · 3/15
LiquidityCurrent ratio 2.1× · 20/20
Longevity3 years trading (max 15) · 3/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
Show leaderboard
How is this score calculated?
Financial strength4/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees3/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity3/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/08/2025

Turnover

£10k

Annual revenue

Net Worth

-£11k

Balance sheet strength

Cash

£2k

Cash in the bank

Profit Before Tax

-£10k

Bottom line earnings

Net Current Assets

£1k

Working capital

Current Assets

£3k

Current Liabilities

£1k

Fixed Assets

£117k

Debtors

£883

Cost of Sales

£6k

Gross Profit

£4k

Admin Expenses

£11k

Operating Profit

-£8k

Profit After Tax

-£10k

0avg. employees

Balance Sheet

Assets less current liabilities£118k
Signed by 1.9.24Prepared with Company Accounts and Tax Online

EstimatesDerived

YearCurrent RatioImplied Profit
20252.10+£0
20252.10
20242443.55

Derived from filed accounts. Not audited figures.