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Y & J Property Ltd

15090670

active
Private Limited Company
england wales
Companies House
Health Score
78 / 100

Some Concerns

30/30
Filing
10/30
Financial
38/40
Risk
  • Negative net worth (-10)
  • Loss before tax (-10)
  • 1 outstanding charge (-2)

Details

7 SANDHURST COURT, SMETHWICK, B66 4DU
Incorporated 22/08/2023

Compliance

Last accounts

31/08/2025

total exemption full

Next accounts due

31/05/2027

On track

Confirmation statement

Last: 21/08/2025

Due 04/09/2026

On track

Industry

68100
Buying and selling of own real estate
68209
Other letting and operating of own or leased real estate

Officers

Ms Iwetta Joanna Garbicz

director · Since 22/08/2023

DIRECTOR

POLISH · UNITED KINGDOM · Age 35

Also on 1 other board

Persons with Significant Control

Ms Iwetta Joanna Garbicz

25–50% shares
25–50% votes
Appoint directors

Polish · United Kingdom · Age 35

7 Sandhurst Court, Dunsford Road, Smethwick, B66 4DU

Notified 22/08/2023

Former PSCs

Mrs Joanna Garbicz

Ceased 28/04/2024

Charges1 outstanding

Charge
outstanding

KENSINGTON MORTGAGE COMPANY LIMITED

Created 10/02/2025Registered 14/02/2025

CompanyRankvs 81523+ SIC 68100 peers
35

Financial strength16th percentile among SIC peers · 4/25
Employees19th percentile among SIC peers · 3/15
LiquidityCurrent ratio 2.1× · 20/20
Longevity3 years trading (max 15) · 3/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength4/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees3/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity3/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/08/2025

Turnover

£10k

Annual revenue

Net Worth

-£11k

Balance sheet strength

Cash

£2k

Cash in the bank

Profit Before Tax

-£10k

Bottom line earnings

Net Current Assets

£1k

Working capital

Current Assets

£3k

Current Liabilities

£1k

Fixed Assets

£117k

Debtors

£883

Cost of Sales

£6k

Gross Profit

£4k

Admin Expenses

£11k

Operating Profit

-£8k

Profit After Tax

-£10k

0avg. employees

Balance Sheet

Assets less current liabilities£118k
Signed by 1.9.24Prepared with Company Accounts and Tax Online

EstimatesDerived

YearCurrent RatioImplied Profit
20252.10+£0
20252.10
20242443.55

Derived from filed accounts. Not audited figures.