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Inspired Lending (No.1) Limited

15113197

active
Private Limited Company
Companies House
Health Score
88 / 100

Healthy

30/30
Filing
20/30
Financial
38/40
Risk
  • Going concern doubt noted in accounts (-10)
  • 1 outstanding charge (-2)

Details

12TH FLOOR ALDGATE TOWER, LONDON, E1W 9US
Incorporated 04/09/2023

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

64205
Activities of financial services holding companies

Officers

William Frederick Bennett

secretary · Since 04/09/2023

Mr Gavin Roland Diamond

director · Since 04/09/2023

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 51

Also on 3 other boards

Mr Michael Terence Baker

director · Since 02/11/2023

ACCOUNTANT

IRISH · UNITED KINGDOM · Age 65

Also on 20 other boards

Mr Jonathan Winston Rose

director · Since 02/11/2023

COMPANY DIRECTOR

BRITISH · UNITED KINGDOM · Age 53

Also on 20 other boards

Persons with Significant Control

Inspired Lending Limited

75–100% shares
75–100% votes
Appoint directors

12th Floor, Aldgate Tower, London, E1W 9US

Reg: 15063010 · Uk Register Of Companies · Private Company Limited By Shares

Notified 04/09/2023

Charges1 outstanding

Charge
outstanding

MATURA FINANCE LIMITED

Created 01/12/2023Registered 05/12/2023

CompanyRankvs 4680+ SIC 64205 peers
45

Financial strength83th percentile among SIC peers · 21/25
Employees93th percentile among SIC peers · 14/15
LiquidityCurrent ratio 1.16× · 12/20
Longevity3 years trading (max 15) · 3/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10Outstanding charges -10
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How is this score calculated?
Financial strength21/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity3/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the Company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue. However, because not all future events or conditions can be predicted this statement is

Key FinancialsYear ending 30/04/2025

Turnover

£2.5M

Annual revenue

Net Worth

£415k

Balance sheet strength

Cash

£86k

Cash in the bank

Profit Before Tax

£460k

Bottom line earnings

Net Current Assets

£4.5M

Working capital

Current Assets

£32.1M

Current Liabilities

£27.6M

Debtors

£4.1M

Cost of Sales

£2.0M

Gross Profit

£465k

Admin Expenses

£6k

Operating Profit

£460k

Profit After Tax

£393k

4avg. employees

Tax at Year End

Corp tax£67k

Balance Sheet

Bank loans & overdrafts£3.7M
Assets less current liabilities£4.5M
Prepared with Caseware UK (AP4) 2024.0.164

EstimatesDerived

YearCurrent RatioImplied Profit
20251.16+£393k
20241.26

Derived from filed accounts. Not audited figures.