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I & P L Limited

15126362

active
Private Limited Company
england wales
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
10/30
Financial
40/40
Risk
  • Negative net worth (-10)

Details

MERCHANT EXCHANGE, MACCLESFIELD, SK11 6JX
Incorporated 10/09/2023

Compliance

Last accounts

30/09/2025

micro entity

Next accounts due

30/06/2027

On track

Confirmation statement

Last: 09/09/2025

Due 23/09/2026

On track

Industry

70229
Management consultancy activities

Officers

Mr Iain Stuart Lower

director · Since 10/09/2023

DIRECTOR

BRITISH · ENGLAND · Age 58

Also on 1 other board

Phillipa Jane Lower

director · Since 10/09/2023

DIRECTOR

BRITISH · UNITED KINGDOM · Age 60

Also on 1 other board

Persons with Significant Control

Mrs Phillipa Jane Lower

25–50% shares
25–50% votes

British · United Kingdom · Age 60

Merchant Exchange, Waters Green, Macclesfield, SK11 6JX

Notified 10/09/2023

Mr Iain Stuart Lower

25–50% shares
25–50% votes

British · England · Age 58

Merchant Exchange, Waters Green, Macclesfield, SK11 6JX

Notified 10/09/2023

CompanyRankvs 193783+ SIC 70229 peers
25

Financial strength13th percentile among SIC peers · 3/25
Employees13th percentile among SIC peers · 2/15
LiquidityCurrent ratio 0.24× · 2/20
Longevity3 years trading (max 15) · 3/15
Filing complianceAll filings up to date · 15/15
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193783I & P L Limited
24
How is this score calculated?
Financial strength3/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees2/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity3/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/09/2025

Net Worth

-£2k

Balance sheet strength

Cash

—

Cash in the bank

Net Current Assets

-£2k

Working capital

Current Assets

£596

Current Liabilities

£3k

0avg. employees-2
Prepared with CCH Software

EstimatesDerived

YearCurrent Ratio
20250.24
20241.02

Derived from filed accounts. Not audited figures.