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Minerva Credit Limited

15133294

active
Private Limited Company
Companies House
Health Score
84 / 100

Healthy

30/30
Filing
20/30
Financial
34/40
Risk
  • 3 outstanding charges (-6)

Details

1 THE MEWS, HUDDERSFIELD, HD1 5JL
Incorporated 12/09/2023

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

82110
Combined office administrative service activities

Officers

Mrs Kiran Kaur Gill

director · Since 12/09/2023

DIRECTOR

BRITISH · ENGLAND · Age 39

Mrs Beth Hannah Stratton

director · Since 12/09/2023

DIRECTOR

BRITISH · ENGLAND · Age 41

Persons with Significant Control

Mrs Beth Hannah Stratton

25–50% shares
25–50% votes

British · England · Age 41

1 The Mews, Little Brunswick Street, Huddersfield, HD1 5JL

Notified 12/09/2023

Mrs Kiran Kaur Gill

25–50% shares
25–50% votes

British · England · Age 39

1 The Mews, Little Brunswick Street, Huddersfield, HD1 5JL

Notified 12/09/2023

Charges3 outstanding

Charge
outstanding

ALLICA FINANCIAL SERVICES LIMITED

Created 14/08/2025Registered 25/08/2025
Charge
outstanding

ALLICA FINANCIAL SERVICES LIMITED

Created 14/08/2025Registered 22/08/2025
Charge
outstanding

ALLICA FINANCIAL SERVICES LIMITED

Created 10/05/2024Registered 15/05/2024

CompanyRankvs 5684+ SIC 82110 peers
36

Financial strength97th percentile among SIC peers · 24/25
Employees16th percentile among SIC peers · 2/15
LiquidityCurrent ratio 0.26× · 2/20
Longevity3 years trading (max 15) · 3/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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5684Minerva Credit Limited
45
How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees2/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity3/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/05/2025

Net Worth

£635k

Balance sheet strength

Cash

£326k

Cash in the bank

Net Current Assets

-£1.1M

Working capital

Current Assets

£397k

Current Liabilities

£1.5M

Fixed Assets

£3.1M

Debtors

£70k

0avg. employees

Balance Sheet

Intangible assets£3.0M
Assets less current liabilities£2.0M
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20250.26+£0
20250.26—
20230.38—

Derived from filed accounts. Not audited figures.