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Bulmer & Lumb Estates Limited

15151579

active
Private Limited Company
england wales
Companies House
Health Score
76 / 100

Some Concerns

30/30
Filing
10/30
Financial
36/40
Risk
  • Current liabilities exceed current assets (-10)
  • 2 outstanding charges (-4)

Details

BULMER & LUMB GROUP LIMITED ROYDS HALL LANE, BRADFORD, BD6 2NE
Incorporated 20/09/2023

Compliance

Last accounts

30/09/2025

small

Next accounts due

30/06/2027

On track

Confirmation statement

Last: 19/09/2025

Due 03/10/2026

On track

Industry

68209
Other letting and operating of own or leased real estate

Officers

Elizabeth Jane Midgley

secretary · Since 20/09/2023

Mr David William Midgley

director · Since 20/09/2023

MANAGING DIRECTOR

BRITISH · ENGLAND · Age 58

Also on 14 other boards

Mr Matthew Ian Whitehead

director · Since 20/09/2023

FINANCE DIRECTOR

BRITISH · ENGLAND · Age 48

Also on 4 other boards

Persons with Significant Control

Mr David William Midgley

75–100% shares
75–100% votes
Appoint directors

British · England · Age 58

Bulmer & Lumb Group Limited, Royds Hall Lane, Bradford, BD6 2NE

Notified 20/09/2023

Charges2 outstanding

Charge
outstanding

LLOYDS BANK PLC

Created 30/09/2024Registered 02/10/2024
Charge
outstanding

LLOYDS BANK PLC

Created 02/10/2024Registered 02/10/2024

CompanyRankvs 45190+ SIC 68209 peers
61

Financial strength98th percentile among SIC peers · 25/25
Employees77th percentile among SIC peers · 12/15
LiquidityCurrent ratio 1.69× · 16/20
Longevity3 years trading (max 15) · 3/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength25/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees12/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity16/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity3/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/09/2025

Net Worth

£3.7M

Balance sheet strength

Cash

£19k

Cash in the bank

Net Current Assets

£482k

Working capital

Current Assets

£1.2M

Current Liabilities

£702k

Fixed Assets

£6.4M

Debtors

£1.2M

2avg. employees+2

Balance Sheet

Assets less current liabilities£6.9M
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20251.69+£352k
20242.46

Derived from filed accounts. Not audited figures.