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J & M Harding Developments Ltd

15201655

active
Private Limited Company
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
10/30
Financial
40/40
Risk
  • Current liabilities exceed current assets (-10)

Details

5 GIFFARD COURT, NORTHAMPTON, NN5 5JF
Incorporated 10/10/2023

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

41100
Development of building projects
68100
Buying and selling of own real estate

Officers

Mr Joshua Jon Harding

director · Since 10/10/2023

DIRECTOR

BRITISH · ENGLAND · Age 41

Mrs Nicola Jane Harding

secretary · Since 31/01/2024

Mr Maxwell Harding

director · Since 31/01/2024

DIRECTOR

BRITISH · UNITED KINGDOM · Age 20

Persons with Significant Control

Mr Joshua Jon Harding

25–50% shares
25–50% votes
Appoint directors

British · England · Age 41

5 Giffard Court, Millbrook Close, Northampton, NN5 5JF

Notified 10/10/2023

Mr Maxwell Harding

25–50% shares
25–50% votes
Appoint directors

British · United Kingdom · Age 20

5 Giffard Court, Millbrook Close, Northampton, NN5 5JF

Notified 31/01/2024

Former PSCs

Mrs Nicola Jane Harding

Ceased 31/01/2024

CompanyRankvs 57947+ SIC 41100 peers
43

Financial strength37th percentile among SIC peers · 9/25
Employees68th percentile among SIC peers · 10/15
LiquidityCurrent ratio 0.97× · 6/20
Longevity3 years trading (max 15) · 3/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength9/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees10/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity6/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity3/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/10/2025

Net Worth

£100

Balance sheet strength

Cash

£834

Cash in the bank

Net Current Assets

-£7k

Working capital

Current Assets

£257k

Current Liabilities

£264k

2avg. employees

Balance Sheet

Assets less current liabilities-£7k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent Ratio
20250.97
20240.99

Derived from filed accounts. Not audited figures.