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One Life Capital Limited

15242610

active
ltd
england wales
Companies House
Health Score
78 / 100

Some Concerns

30/30
Filing
10/30
Financial
38/40
Risk
  • Current liabilities exceed current assets (-10)
  • 1 outstanding charge (-2)

Details

390 London Road, Mitcham, CR4 4EA
Incorporated 27/10/2023

Compliance

Last accounts

31/10/2025

micro entity

Next accounts due

31/07/2027

On track

Confirmation statement

Last: 26/10/2025

Due 09/11/2026

On track

Industry

68100
Buying and selling of own real estate

Officers

Mr Nirmal Singh

director · Since 27/10/2023

DIRECTOR

BRITISH · ENGLAND · Age 52

Also on 4 other boards

Nirmal Singh

director · Since 27/10/2023

British · England · Age 52

Persons with Significant Control

Mr Nirmal Singh

75–100% shares
75–100% votes
Appoint directors

British · England · Age 52

390, London Road, Mitcham, CR4 4EA

Notified 27/10/2023

Charges1 outstanding

Charge
outstanding

QUANTUM MORTGAGES LIMITED

Created 20/01/2026Registered 06/02/2026

Change History

officer appointedSINGH, Nirmal
2026-08-15
statusactive
2026-08-15

Active

typeltd
2026-08-15

Private Limited Company

address line1390 London Road
2026-08-15

390 LONDON ROAD

post townMitcham
2026-08-15

MITCHAM

CompanyRankvs 115920+ SIC 68100 peers
31

Financial strength58th percentile among SIC peers · 14/25
Employees19th percentile among SIC peers · 3/15
LiquidityCurrent ratio 0.84× · 6/20
Longevity3 years trading (max 15) · 3/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength14/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees3/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity6/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity3/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/10/2025

Net Worth

£2k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

£4k

Working capital

Current Assets

£19k

Current Liabilities

£22k

Fixed Assets

£1k

0avg. employees

Balance Sheet

Assets less current liabilities£2k
Prepared with Companies House

EstimatesDerived

YearCurrent RatioImplied Profit
20250.84+£1k
20240.99

Derived from filed accounts. Not audited figures.