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Car Loan First Limited

15363510

active
Private Limited Company
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
10/30
Financial
40/40
Risk
  • Current liabilities exceed current assets (-10)

Details

SUITE C2A THE QUADRANT MERCURY COURT, CHESTER, CH1 4QR
Incorporated 20/12/2023

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

45112
Sale of used cars and light motor vehicles
64999
Other financial service activities

Officers

Mr James Alexander Padden

director · Since 20/12/2023

DIRECTOR AND COMPANY SECRETARY

BRITISH · ENGLAND · Age 41

Also on 3 other boards

Motor Outlet Limited

director · Since 20/12/2023

Also on 2 other boards

Mr Robert John Padden

director · Since 20/12/2023

DIRECTOR

BRITISH · WALES · Age 67

Also on 2 other boards

Mr Steven James Padden

director · Since 20/12/2023

DIRECTOR

BRITISH · ENGLAND · Age 66

Also on 5 other boards

Mrs Rebecca Claire Lane

director · Since 01/05/2024

DIRECTOR

BRITISH · ENGLAND · Age 35

Also on 1 other board

Dr Steven Charles Padden

director · Since 01/05/2024

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 33

Also on 2 other boards

Mr James Alexander Padden

secretary · Since 01/05/2024

Also on 3 other boards

Persons with Significant Control

Mr James Alexander Padden

25–50% shares
25–50% votes

British · England · Age 41

Motor Range Dunnings Bridge Road, Bootle, United Kingdom, L30 6YW

Notified 03/05/2024

Dr Steven Charles Padden

25–50% shares
25–50% votes

British · England · Age 33

Motor Range Dunnings Bridge Road, Bootle, United Kingdom, L30 6YW

Notified 03/05/2024

Former PSCs

Motor Outlet Limited

Ceased 03/05/2024

CompanyRankvs 7098+ SIC 45112 peers
62

Financial strength88th percentile among SIC peers · 22/25
Employees14th percentile among SIC peers · 2/15
LiquidityCurrent ratio 8.73× · 20/20
Longevity3 years trading (max 15) · 3/15
Filing complianceAll filings up to date · 15/15
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7098Car Loan First Limited
61
How is this score calculated?
Financial strength22/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees2/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity3/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/08/2025

Net Worth

£150k

Balance sheet strength

Cash

£11k

Cash in the bank

Net Current Assets

£35k

Working capital

Current Assets

£40k

Current Liabilities

£5k

Fixed Assets

£26k

Debtors

£29k

0avg. employees

Balance Sheet

Assets less current liabilities£61k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20258.73+£14k

Derived from filed accounts. Not audited figures.