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Chat Homes Limited

15869416

active
Private Limited Company
Companies House
Health Score
60 / 100

Some Concerns

30/30
Filing
0/30
Financial
30/40
Risk
  • Negative net worth (-10)
  • Current liabilities exceed current assets (-10)
  • 5 outstanding charges (-10)

Details

92 VERMONT CLOSE, WARRINGTON, WA5 8WX
Incorporated 31/07/2024

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

68100
Buying and selling of own real estate
68209
Other letting and operating of own or leased real estate

Officers

Mr Andrew Kenneth Thomas

director · Since 31/07/2024

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 37

Also on 3 other boards

Mrs Jodie Lee Thomas

director · Since 31/07/2024

COMPANY DIRECTOR

ENGLISH · ENGLAND · Age 37

Also on 2 other boards

Persons with Significant Control

Mr Andrew Kenneth Thomas

25–50% shares
25–50% votes
Appoint directors

British · England · Age 37

92, Vermont Close, Warrington, WA5 8WX

Notified 31/07/2024

Mrs Jodie Lee Thomas

25–50% shares
25–50% votes
Appoint directors

English · England · Age 37

92, Vermont Close, Warrington, WA5 8WX

Notified 31/07/2024

Charges5 outstanding

A registered charge
outstanding

FLEET MORTGAGES LIMITED

Created 19/06/2026Registered 19/06/2026
Charge
outstanding

VIDA BANK LIMITED, TRADING AS VIDA HOMELOANS

Created 06/02/2026Registered 13/02/2026
Charge
outstanding

ONESAVINGS BANK PLC

Created 17/12/2025Registered 17/12/2025
Charge
outstanding

ONESAVINGS BANK PLC TRADING AS KENT RELIANCE BANKING SERVICES, KENT RELIANCE AND KRBS

Created 24/10/2025Registered 27/10/2025
Charge
outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED

Created 25/07/2025Registered 28/07/2025

CompanyRankvs 188972+ SIC 68100 peers
12

Financial strength11th percentile among SIC peers · 3/25
Employees0th percentile among SIC peers · 0/15
LiquidityCurrent ratio 0.04× · 2/20
Longevity2 years trading (max 15) · 2/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength3/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees0/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity2/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/07/2025

Net Worth

-£23k

Balance sheet strength

Cash

£7k

Cash in the bank

Net Current Assets

£10k

Working capital

Current Assets

£10k

Current Liabilities

£231k

Fixed Assets

£198k

Debtors

£3k

Balance Sheet

Assets less current liabilities£208k
Signed by Mr Andrew Thomas 14/04/2026Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent Ratio
20250.04

Derived from filed accounts. Not audited figures.