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Pharos Risk Management Ltd

15911311

active
Private Limited Company
Companies House
Health Score
76 / 100

Some Concerns

30/30
Filing
10/30
Financial
36/40
Risk
  • Current liabilities exceed current assets (-10)
  • 2 outstanding charges (-4)

Details

WALNUT COURT, WOKINGHAM, RG40 1XU
Incorporated 22/08/2024

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

68209
Other letting and operating of own or leased real estate

Officers

Mr Christopher Gallant

director · Since 22/08/2024

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 50

Also on 4 other boards

Mr Julian Penney

director · Since 22/08/2024

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 52

Persons with Significant Control

Mr Julian Penney

25–50% shares
25–50% votes
Appoint directors

British · England · Age 52

Walnut Court, Rose Street, Wokingham, RG40 1XU

Notified 22/08/2024

Mr Christopher Gallant

25–50% shares
25–50% votes
Appoint directors

British · England · Age 50

Walnut Court, Rose Street, Wokingham, RG40 1XU

Notified 22/08/2024

Charges2 outstanding

Charge
outstanding

HSBC UK BANK PLC

Created 25/10/2024Registered 28/10/2024
Charge
outstanding

HSBC UK BANK PLC

Created 24/09/2024Registered 25/09/2024

CompanyRankvs 141822+ SIC 68209 peers
37

Financial strength64th percentile among SIC peers · 16/25
Employees77th percentile among SIC peers · 12/15
LiquidityCurrent ratio 0.04× · 2/20
Longevity2 years trading (max 15) · 2/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength16/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees12/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity2/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/08/2025

Net Worth

£18k

Balance sheet strength

Cash

£12k

Cash in the bank

Net Current Assets

-£268k

Working capital

Current Assets

£12k

Current Liabilities

£280k

Fixed Assets

£629k

Debtors

£100

2avg. employees

Balance Sheet

Assets less current liabilities£360k
Signed by 15911311 2024-08-22 2025-08-31 15911311 2025-08-31 15911311 bus:OrdinaryShareClass1 2025-08-31 15911311 core:CurrentFinaPrepared with Digita Accounts Production Advanced

EstimatesDerived

YearCurrent RatioImplied Profit
20250.04+£0
20250.04

Derived from filed accounts. Not audited figures.