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A & T Houses Ltd

15921587

active
Private Limited Company
Companies House
Health Score
78 / 100

Some Concerns

30/30
Filing
10/30
Financial
38/40
Risk
  • Negative net worth (-10)
  • 1 outstanding charge (-2)

Details

22 COURT ROAD, CARDIFF, CF11 6SB
Incorporated 28/08/2024

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

68100
Buying and selling of own real estate
68209
Other letting and operating of own or leased real estate
98000
Undifferentiated goods-and services-producing activities of private households for own use

Officers

Mr Bharatkumar Kuvarji Bhanderi

director · Since 28/08/2024

BUILDER

BRITISH · WALES · Age 43

Mrs Geeta Bharat Bhanderi

director · Since 28/08/2024

CLEANER

BRITISH · WALES · Age 42

Persons with Significant Control

Mr Bharatkumar Kuvarji Bhanderi

25–50% shares
25–50% votes
Appoint directors

British · Wales · Age 43

22, Court Road, Cardiff, CF11 6SB

Notified 28/08/2024

Mrs Geeta Bharat Bhanderi

25–50% shares
25–50% votes
Appoint directors

British · Wales · Age 42

22, Court Road, Cardiff, CF11 6SB

Notified 28/08/2024

Charges1 outstanding

Charge
outstanding

ALDERMORE BANK PLC

Created 19/12/2024Registered 20/12/2024

CompanyRankvs 84425+ SIC 68100 peers
35

Financial strength16th percentile among SIC peers · 4/25
Employees81th percentile among SIC peers · 12/15
LiquidityCurrent ratio 1.13× · 12/20
Longevity2 years trading (max 15) · 2/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength4/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees12/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity2/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/08/2025

Net Worth

-£10k

Balance sheet strength

Cash

—

Cash in the bank

Net Current Assets

£328

Working capital

Current Assets

£3k

Current Liabilities

£3k

Fixed Assets

£353k

2avg. employees

Balance Sheet

Assets less current liabilities£353k

EstimatesDerived

YearCurrent Ratio
20251.13

Derived from filed accounts. Not audited figures.