Usp Financial Ltd
15924767
Some Concerns
- Negative net worth (-10)
- Current liabilities exceed current assets (-10)
- 1 outstanding charge (-2)
Details
Compliance
Last accounts
31/08/2025
micro entity
Next accounts due
31/05/2027
Confirmation statement
Last: 27/11/2025
Due 11/12/2026
Industry
Officers
director · Since 29/08/2024
DOCTOR
BRITISH · ENGLAND · Age 45
Also on 3 other boards
Persons with Significant Control
Dr Sarah George
British · England · Age 42
2, St. Marys Road, Tonbridge, TN9 2LB
Notified 29/08/2024
Dr Peter Michael George
British · England · Age 45
2, St. Marys Road, Tonbridge, TN9 2LB
Notified 29/08/2024
Charges1 outstanding
KENSINGTON MORTGAGE COMPANY LIMITED
Change History
Active
Private Limited Company
2 ST. MARYS ROAD
TONBRIDGE
CompanyRankvs 243913+ SIC 68209 peers23
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How is this score calculated?
Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.
Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.
Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.
One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.
Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.
Risk deductions
Outstanding charges: -10 pts
Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.
Key FinancialsYear ending 31/08/2025
Net Worth
-£40k
Balance sheet strength
Cash
—
Cash in the bank
Net Current Assets
-£986k
Working capital
Current Assets
£5k
Current Liabilities
£991k
Fixed Assets
£947k
Balance Sheet
EstimatesDerived
| Year | Current Ratio | Implied Profit |
|---|---|---|
| 2025 | 0.01 | +£0 |
| 2025 | 0.01 | — |
Derived from filed accounts. Not audited figures.