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Lupin Financial Services Limited

15947361

active
Private Limited Company
Companies House
Health Score
78 / 100

Some Concerns

30/30
Filing
10/30
Financial
38/40
Risk
  • Current liabilities exceed current assets (-10)
  • 1 outstanding charge (-2)

Details

163 WELCOMES ROAD, KENLEY, CR8 5HB
Incorporated 10/09/2024

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

64205
Activities of financial services holding companies

Officers

Mrs Sophie Charlotte Garrett

director · Since 10/09/2024

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 30

Also on 2 other boards

Persons with Significant Control

Mrs Sophie Charlotte Garrett

75–100% shares
75–100% votes
Appoint directors

British · England · Age 30

163, Welcomes Road, Kenley, CR8 5HB

Notified 10/09/2024

Charges1 outstanding

Charge
outstanding

NEIL FOREMAN · WENDY FOREMAN

Created 13/11/2024Registered 21/11/2024

CompanyRankvs 2066+ SIC 64205 peers
37

Financial strength74th percentile among SIC peers · 19/25
Employees62th percentile among SIC peers · 9/15
LiquidityCurrent ratio 0.03× · 2/20
Longevity2 years trading (max 15) · 2/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength19/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees9/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity2/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/09/2025

Net Worth

£79k

Balance sheet strength

Cash

£914

Cash in the bank

Net Current Assets

-£36k

Working capital

Current Assets

£1k

Current Liabilities

£37k

Debtors

£100

1avg. employees

Balance Sheet

Assets less current liabilities£1.8M
Prepared with VT Final Accounts

EstimatesDerived

YearCurrent Ratio
20250.03

Derived from filed accounts. Not audited figures.