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Hbw Trading Limited

16120536

active
Private Limited Company
england wales
Companies House
Health Score
72 / 100

Some Concerns

30/30
Filing
10/30
Financial
32/40
Risk
  • Current liabilities exceed current assets (-10)
  • 4 outstanding charges (-8)

Details

HOUSE BUYERS WALES, CARDIFF, CF10 5LE
Incorporated 05/12/2024

Compliance

Next accounts due

05/09/2026

On track

Confirmation statement

Last: 04/12/2025

Due 18/12/2026

On track

Industry

68100
Buying and selling of own real estate
68310
Real estate agencies

Officers

Mr David George Wilson Bartlett

director · Since 05/12/2024

COMPANY DIRECTOR

BRITISH · UNITED KINGDOM · Age 49

Also on 4 other boards

Mr Jason Raymond Colin Mumford

director · Since 05/12/2024

COMPANY DIRECTOR

BRITISH · UNITED KINGDOM · Age 53

Also on 1 other board

Persons with Significant Control

Mr David George Wilson Bartlett

25–50% shares
25–50% votes

British · United Kingdom · Age 49

House Buyers Wales, 126 Bute Street, Cardiff, CF10 5LE

Notified 05/12/2024

Mr Jason Raymond Colin Mumford

25–50% shares
25–50% votes

British · United Kingdom · Age 53

House Buyers Wales, 126 Bute Street, Cardiff, CF10 5LE

Notified 05/12/2024

Charges4 outstanding

A registered charge
outstanding

STEPHEN HUTCHINGS

Created 21/08/2026Registered 21/08/2026
A registered charge
satisfied

BARBARA SLADE

Created 06/02/2026Registered 18/08/2026Satisfied 18/08/2026
A registered charge
satisfied

FIONA UPTON

Created 14/04/2026Registered 20/07/2026Satisfied 20/07/2026
A registered charge
satisfied

STEPHEN HUTCHINGS

Created 31/03/2026Registered 20/07/2026Satisfied 20/07/2026
Charge
outstanding

FIONA UPTON

Created 14/04/2026Registered 14/04/2026
Charge
outstanding

STEPHEN HUTCHINGS

Created 31/03/2026Registered 08/04/2026
Charge
outstanding

BARBARA SLADE

Created 06/02/2026Registered 12/02/2026
Charge
satisfied

FIONA UPTON

Created 16/01/2026Registered 16/01/2026Satisfied 31/03/2026
Charge
satisfied

FIONA UPTON

Created 05/08/2025Registered 05/08/2025Satisfied 09/12/2025
Charge
satisfied

STEPHEN HUTCHINGS

Created 25/06/2025Registered 25/06/2025Satisfied 10/02/2026
Charge
satisfied

JOHN ESPIRIAN

Created 07/02/2025Registered 11/02/2025Satisfied 15/04/2025

CompanyRankvs 26772+ SIC 68100 peers
58

Financial strength90th percentile among SIC peers · 23/25
Employees81th percentile among SIC peers · 12/15
LiquidityCurrent ratio 1.84× · 16/20
Longevity2 years trading (max 15) · 2/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength23/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees12/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity16/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity2/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/05/2026

Net Worth

£266k

Balance sheet strength

Cash

£258k

Cash in the bank

Net Current Assets

£596k

Working capital

Current Assets

£1.3M

Current Liabilities

£708k

Debtors

£107k

2avg. employees

Balance Sheet

Assets less current liabilities£596k
Signed by Mr David Bartlett Mr Jason Mumford 23/07/2026Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent Ratio
20261.84

Derived from filed accounts. Not audited figures.