Free Tool
Company Health Score
Instant risk assessment for any UK company. We check filing compliance, financial health, insolvency history, registered charges, and director disqualifications, scored 0–100.
How the Health Score works
What we check
We analyse up to 10 risk factors across filing compliance, financial health, insolvency records, registered charges, and director disqualification status. All sourced from Companies House data.
Score bands
- 85–100 Excellent: low risk, strong compliance
- 70–84 Good: minor flags only
- 50–69 Fair: some concerns worth investigating
- 30–49 Poor: significant risk indicators
- 0–29 Critical: high risk, proceed with caution
Data sources
Sourced from Companies House bulk data covering 5.7M companies, iXBRL-parsed financial accounts, the official disqualifications register, and real-time charge records.
Who is it for?
Credit analysts, procurement teams, accountants, investors, and anyone performing due diligence on a UK company before entering a contract or relationship.
Scoring factors
| Factor | Max deduction | What triggers it |
|---|---|---|
| Company status | −60 | Dissolved, liquidation, or removed |
| Insolvency cases | −40 | Any administration or liquidation on record |
| Overdue accounts | −15 | Annual accounts past due date at Companies House |
| Confirmation statement | −10 | Confirmation statement past due date |
| Director disqualifications | −20 | Disqualified director linked to the company |
| Outstanding charges | −10 | 3 or more outstanding registered charges |
| Negative net worth | −10 | Latest filed accounts show negative net worth |
| Declining revenue | −5 | Turnover falling for 2+ consecutive years |
| Declining profit | −5 | Profit after tax falling for 2+ consecutive years |
| Undeliverable address | −5 | Registered office flagged as undeliverable |