Question 1

What is insolvency exposure?

Accepted Answer

Insolvency exposure refers to the financial risk you face when dealing with a company that is in — or at risk of entering — an insolvency process such as administration, liquidation, or a voluntary arrangement. If a supplier or customer becomes insolvent, you may face unpaid invoices, supply chain disruption, or loss of deposits. Screening your contacts regularly reduces this exposure.

Question 2

How do I use this tool for credit checking?

Accepted Answer

Paste one company name or registration number per line into the text box — you can enter up to 50 at once. Click "Scan Companies" and the tool will match each entry against our Companies House database and return a colour-coded risk table. Use this to quickly triage a list of suppliers, customers, or business contacts before onboarding or reviewing credit limits.

Question 3

What does the RAG status mean?

Accepted Answer

RAG stands for Red, Amber, Green — a traffic-light risk system. Red means the company has an active insolvency case or is dissolved/in liquidation. Amber means there are warning signs such as overdue accounts, an overdue confirmation statement, or outstanding registered charges. Green means none of those issues were detected. Grey means the company could not be matched in our database.

Question 4

How many companies can I scan at once?

Accepted Answer

You can scan up to 50 companies per request. Simply paste one company name or registration number per line. For larger lists, split them into batches of 50 and run multiple scans.

Question 5

What triggers a Red status?

Accepted Answer

A Red status is triggered when a company has one or more insolvency cases on record (such as administration, liquidation, or receivership) or when the company's registered status is dissolved, in liquidation, removed, or converted-closed. Red indicates the highest level of risk and you should exercise extreme caution before extending credit or entering new contracts.

Question 6

What triggers an Amber status?

Accepted Answer

An Amber status is triggered by one or more of: overdue annual accounts at Companies House, an overdue confirmation statement, or one or more outstanding registered charges. These are warning signs that warrant further investigation but do not necessarily indicate imminent insolvency.

Question 7

How current is the data?

Accepted Answer

Our database is refreshed continuously from Companies House bulk data. Active companies are re-crawled approximately every 30 days, and insolvency and charge records are updated as part of that crawl cycle. For the most time-sensitive credit decisions, we recommend cross-referencing with Companies House directly.

Insolvency Exposure Scanner

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