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The Credit Protection Association Limited

00217953

active
Private Limited Company
england wales
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
10/30
Financial
40/40
Risk
  • Going concern doubt noted in accounts (-10)

Details

C/O SOBELL RHODES LLP THE KINETIC CENTRE, ELSTREE, WD6 4PJ
Incorporated 03/12/1926

Compliance

Last accounts

31/03/2025

total exemption full

Next accounts due

30/12/2026

On track

Confirmation statement

Last: 13/06/2025

Due 27/06/2026

On track

Industry

64999
Other financial service activities

Officers

Mrs Clarissa Jane Baber

director · Since 13/06/1991

DIRECTOR

BRITISH · UNITED KINGDOM · Age 77

Also on 8 other boards

Mr David Saxon Baber

director · Since 13/06/1991

MANAGING DIRECTOR

BRITISH · UNITED KINGDOM · Age 84

Mr James Macarthur George Salmon

director · Since 24/01/2014

OPERATIONS DIRECTOR

ENGLISH · UNITED KINGDOM · Age 55

Also on 5 other boards

Mr Ivor Mark Fryza

secretary · Since 11/04/2022

Persons with Significant Control

Mr David Saxon Baber

50–75% votes

British · England · Age 84

C/O Sobell Rhodes Llp, The Kinetic Centre, Elstree, WD6 4PJ

Notified 06/04/2016

Charges0 outstanding

charge
satisfied

NATIONAL WESTMINSTER BANK LIMITED

Created 30/10/1981Registered 06/11/1981

CompanyRankvs 2313+ SIC 64999 peers
67

Financial strength99th percentile among SIC peers · 25/25
Employees16th percentile among SIC peers · 2/15
LiquidityCurrent ratio 10.09× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10
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2313The Credit Protection Association Limited
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How is this score calculated?
Financial strength25/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees2/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

at least 12 months from the date these financial statements have been approved. On the basis of the above, the directors are of the opinion that there is no material uncertainty relating to going concern and therefore it is appropriate to prepare these financial statements on a going concern basis. THE CREDIT PROTECTION ASSOCIATION LIMITED NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FO

Key FinancialsYear ending 31/03/2025

Net Worth

£9.3M

Balance sheet strength

Cash

£97k

Cash in the bank

Net Current Assets

£9.2M

Working capital

Current Assets

£10.2M

Current Liabilities

£1.0M

Fixed Assets

£177k

Debtors

£10.1M

0avg. employees-23

Tax at Year End

Corp tax£0

Balance Sheet

Intangible assets£0
Assets less current liabilities£9.3M
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
202510.09+£617k
20247.04-£1.1M
20234.10-£669k
20223.90-£659k
20213.56—

Derived from filed accounts. Not audited figures.