The Credit Protection Association Limited
00217953
Some Concerns
- Current liabilities exceed current assets (-10)
- Going concern doubt noted in accounts (-10)
Details
Previously known as
Compliance
Last accounts
31/03/2025
total exemption full
Next accounts due
30/12/2026
Confirmation statement
Last: 13/06/2026
Due 27/06/2027
Industry
Officers
director · Since 13/06/1991
DIRECTOR
BRITISH · UNITED KINGDOM · Age 77
Also on 8 other boards
director · Since 24/01/2014
OPERATIONS DIRECTOR
ENGLISH · UNITED KINGDOM · Age 55
Also on 5 other boards
secretary · Since 11/04/2022
Mr Adrian Donald John Baber
director · Since 12/08/2026
BRITISH · ENGLAND · Age 53
secretary · Since 11/04/2022
Former
corporate secretary · Resigned 30/06/1997
director · Resigned 07/07/1998
secretary · Resigned 01/01/2007
secretary · Resigned 11/04/2022
Persons with Significant Control
Mr David Saxon Baber
British · England · Age 84
C/O Sobell Rhodes Llp, The Kinetic Centre, Elstree, WD6 4PJ
Notified 06/04/2016
Charges0 outstanding
NATIONAL WESTMINSTER BANK LIMITED
Change History
Active
Private Limited Company
C/O SOBELL RHODES LLP THE KINETIC CENTRE
ELSTREE
CompanyRankvs 594+ SIC 64999 peers75
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How is this score calculated?
Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.
Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.
Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.
One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.
Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.
Risk deductions
Going concern doubt: -10 pts
Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.
Going Concern Doubt
period of at least 12 months from the date these financial statements have been approved. On the basis of the above, the directors are of the opinion that there is no material uncertainty relating to going concern and therefore it is appropriate to prepare these financial statements on a going concern basis. THE CREDIT PROTECTION ASSOCIATION LIMITED NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FO
Key FinancialsYear ending 31/03/2026
Net Worth
£114k
Balance sheet strength
Cash
£238k
Cash in the bank
Net Current Assets
£9.4M
Working capital
Current Assets
£10.3M
Current Liabilities
£876k
Fixed Assets
£194k
Debtors
£10.0M
Tax at Year End
Balance Sheet
EstimatesDerived
| Year | Current Ratio | Implied Profit |
|---|---|---|
| 2026 | 11.70 | -£9.2M |
| 2025 | 10.09 | +£617k |
| 2024 | 7.04 | -£1.1M |
| 2023 | 4.10 | — |
Derived from filed accounts. Not audited figures.