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Family Finance Limited

00525612

active
Private Limited Company
england wales
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
20/30
Financial
30/40
Risk
  • 7 outstanding charges (-10)

Details

93 COMMERCIAL ST, GWENT, NP22 3DN
Incorporated 11/11/1953

Compliance

Last accounts

31/12/2024

small

Next accounts due

30/09/2026

On track

Confirmation statement

Last: 30/05/2026

Due 13/06/2027

On track

Industry

64921
64921

Officers

Mr Jeffrey Ross Phillips

director · Since 30/05/1992

NON-EXECUTIVE CHAIRMAN

BRITISH · UNITED KINGDOM · Age 67

Also on 1 other board

Mr Robert Hopkins

director · Since 04/04/2014

CHIEF EXECUTIVE OFFICER

BRITISH · WALES · Age 48

Also on 1 other board

Mr Alexander Marc Wilkins

secretary · Since 02/12/2019

Also on 4 other boards

Mr Alexander Marc Wilkins

director · Since 02/12/2019

CHIEF FINANCIAL OFFICER

BRITISH · UNITED KINGDOM · Age 34

Also on 4 other boards

Mr Wayne Hugo Harvey

director · Since 17/06/2020

DIRECTOR

BRITISH · WALES · Age 66

Mr Chas Lewis Monk

director · Since 01/10/2020

CHIEF CUSTOMER SUPPORT (COLLECTIONS) OFF

BRITISH · WALES · Age 38

Also on 3 other boards

Mr Harry James Phillips

director · Since 20/06/2023

CHIEF STRATEGY OFFICER

BRITISH · UNITED KINGDOM · Age 35

Also on 3 other boards

Mrs Hazel Margaret Bradbury

director · Since 13/08/2024

CHIEF COMPLIANCE OFFICER

BRITISH · WALES · Age 53

Also on 2 other boards

Persons with Significant Control

Phillips Family Investments Limited

75–100% shares
75–100% votes
Appoint directors

93, Commercial Street, Tredegar, NP22 3DN

Reg: 15718975 · Companies House · Private Company Limited By Shares

Notified 24/10/2024

Former PSCs

Mr Jeffrey Ross Phillips

Ceased 24/10/2024

Mr David Guy Phillips

Ceased 24/10/2024

Charges7 outstanding

Charge
outstanding

ALDERMORE BANK PLC

Created 15/08/2024Registered 15/08/2024
Charge
outstanding

HAMPSHIRE TRUST BANK PLC

Created 15/08/2018Registered 16/08/2018
Charge
outstanding

ALDERMORE BANK PLC

Created 03/08/2015Registered 04/08/2015
charge
satisfied

HITACHI CAPITAL (UK) PLC

Created 16/11/2012Registered 17/11/2012Satisfied 01/12/2020
charge
outstanding

SIEMENS FINANCIAL SERVICES LTD

Created 11/11/2010Registered 12/11/2010
charge
outstanding

BARCLAYS BANK PLC

Created 24/06/2002Registered 04/07/2002
charge
satisfied

GIROBANK PLC

Created 11/03/2002Registered 12/03/2002Satisfied 01/12/2020
charge
outstanding

BARCLAYS BANK PLC

Created 07/04/1997Registered 28/04/1997
charge
outstanding

BARCLAYS BANK PLC

Created 07/04/1997Registered 28/04/1997
charge
satisfied

CHARTERED TRUST PLC

Created 24/01/1992Registered 25/01/1992Satisfied 24/11/2010
charge
satisfied

CHARTERED TRUST PLC

Created 24/01/1992Registered 25/01/1992Satisfied 24/11/2010
charge
satisfied

CHARTERED TRUST LTD

Created 30/01/1981Registered 18/02/1981Satisfied 24/11/2010

CompanyRankvs 105+ SIC 64921 peers
79

Financial strength95th percentile among SIC peers · 24/25
Employees99th percentile among SIC peers · 15/15
LiquidityCurrent ratio 2.25× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
Show leaderboard
How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2024

Net Worth

£12.9M

Balance sheet strength

Cash

£636k

Cash in the bank

Net Current Assets

£23.2M

Working capital

Current Assets

£41.8M

Current Liabilities

£18.5M

Fixed Assets

£181k

Debtors

£20.1M

48avg. employees-9

Tax at Year End

Corp tax£279k

Balance Sheet

Intangible assets£35k
Assets less current liabilities£23.4M
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20242.25+£508k
20232.71+£1.3M
20222.21

Derived from filed accounts. Not audited figures.