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Valour Finance Limited

06034431

active
ltd
england wales
Companies House
Health Score
88 / 100

Healthy

30/30
Filing
20/30
Financial
38/40
Risk
  • 1 outstanding charge (-2)

Details

1st Floor High Bank House, Exchange Street, Stockport, SK3 0ET
Incorporated 20/12/2006

Compliance

Last accounts

30/06/2025

total exemption full

Next accounts due

31/03/2027

On track

Confirmation statement

Last: 14/01/2026

Due 28/01/2027

On track

Industry

64921
64921

Officers

Mr Mark Anthony Bowker

director · Since 02/12/2019

MANAGING DIRECTOR

BRITISH · UNITED KINGDOM · Age 55

Also on 6 other boards

Mark Anthony Bowker

director · Since 02/12/2019

British · United Kingdom · Age 55

Former

David Matthew Benson

director · Resigned 20/12/2006

Michelle Elizabeth Collier

secretary · Resigned 23/05/2016

Mark Anthony Bowker

director · Resigned 29/09/2016

Natalie Jane Blain

director · Resigned 07/06/2021

Persons with Significant Control

Savvy Holdings Group Limited

75–100% shares
75–100% votes
Appoint directors

1st Floor High Bank House, Exchange Street, Stockport, SK3 0ET

Reg: 06048737 · Companies House · Private Limited Company

Notified 06/04/2016

Former PSCs

Mr Mark Anthony Bowker

Ceased 30/06/2016

Charges1 outstanding

Charge
outstanding

ALEKSANDR GERASEV

Created 27/06/2025Registered 03/07/2025
Charge
satisfied

VICARAGE MANAGEMENT NO 1 LIMITED

Created 24/12/2020Registered 30/12/2020Satisfied 27/06/2025
Charge
satisfied

CAIRN PRIVATE CREDIT OPPORTUNITIES DESIGNATED ACTIVITY COMPANY

Created 28/08/2019Registered 09/09/2019Satisfied 04/03/2022
Charge
satisfied

CAIRN PRIVATE CREDIT OPPORTUNITIES DESIGNATED ACTIVITY COMPANY

Created 28/08/2019Registered 05/09/2019Satisfied 04/03/2022

Change History

status → active
2026-09-12

Active

type → ltd
2026-09-12

Private Limited Company

address line1 → 1st Floor High Bank House
2026-09-12

1ST FLOOR HIGH BANK HOUSE

post town → Stockport
2026-09-12

STOCKPORT

officer appointed → BOWKER, Mark Anthony
2026-09-12

CompanyRankvs 15+ SIC 64921 peers
77

Financial strength89th percentile among SIC peers · 22/25
Employees97th percentile among SIC peers · 15/15
LiquidityCurrent ratio 4.05× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
Show leaderboard
How is this score calculated?
Financial strength22/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/06/2025

Net Worth

£2.4M

Balance sheet strength

Cash

£711k

Cash in the bank

Net Current Assets

£4.6M

Working capital

Current Assets

£6.1M

Current Liabilities

£1.5M

Fixed Assets

£957k

Debtors

£5.4M

14avg. employees-1

Balance Sheet

Intangible assets£945k
Assets less current liabilities£5.6M
Signed by Mr Mark Bowker 25 November 2025Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20254.05+£955k
20245.51+£162k
20238.22—

Derived from filed accounts. Not audited figures.

Filing History85 filings

Confirmation statement

confirmation statement with updates

10/02/20264 pages · PDF
Accounts filed

accounts with accounts type total exemption full

14/01/20268 pages · PDF
MA

memorandum articles

06/11/202510 pages · PDF
RESOLUTIONS

resolution

06/11/20252 pages · PDF
SH10

capital variation of rights attached to shares

06/11/20252 pages · PDF
SH08

capital name of class of shares

06/11/20252 pages · PDF
PSC05

change to a person with significant control

28/07/20252 pages · PDF
MR01

mortgage create with deed with charge number charge creation date

03/07/202538 pages · PDF
MR04

mortgage satisfy charge full

27/06/20251 page · PDF
AAMD

accounts amended with accounts type total exemption full

04/04/20259 pages · PDF
Accounts filed

accounts with accounts type total exemption full

06/02/20259 pages · PDF
Confirmation statement

confirmation statement with no updates

14/01/20253 pages · PDF
Confirmation statement

confirmation statement with no updates

18/01/20243 pages · PDF
Accounts filed

accounts with accounts type total exemption full

20/12/202312 pages · PDF
Accounts filed

accounts with accounts type total exemption full

14/03/202312 pages · PDF
Confirmation statement

confirmation statement with updates

31/01/20234 pages · PDF
RESOLUTIONS

resolution

13/05/20221 page · PDF
SH08

capital name of class of shares

12/05/20222 pages · PDF
MR04

mortgage satisfy charge full

04/03/20221 page · PDF
MR04

mortgage satisfy charge full

04/03/20221 page · PDF
Accounts filed

accounts with accounts type group

21/02/202223 pages · PDF
Confirmation statement

confirmation statement with no updates

21/01/20223 pages · PDF
MA

memorandum articles

11/10/20213 pages · PDF
RESOLUTIONS

resolution

11/10/20213 pages · PDF
Director resigned

termination director company with name termination date

07/06/20211 page · PDF
PSC02

notification of a person with significant control

01/04/20212 pages · PDF
PSC07

cessation of a person with significant control

01/04/20211 page · PDF
Confirmation statement

confirmation statement with no updates

26/01/20213 pages · PDF
MR01

mortgage create with deed with charge number charge creation date

30/12/202013 pages · PDF
Accounts filed

accounts with accounts type group

23/12/202024 pages · PDF
Confirmation statement

confirmation statement with updates

31/03/20204 pages · PDF
Address changed

change registered office address company with date old address new address

06/01/20201 page · PDF
Accounts filed

accounts with accounts type total exemption full

20/12/201912 pages · PDF
Address changed

change registered office address company with date old address new address

19/12/20191 page · PDF
Address changed

change registered office address company with date old address new address

17/12/20191 page · PDF
Director appointed

appoint person director company with name date

04/12/20192 pages · PDF
MR01

mortgage create with deed with charge number charge creation date

09/09/201938 pages · PDF
MR01

mortgage create with deed with charge number charge creation date

05/09/201938 pages · PDF
MR04

mortgage satisfy charge full

30/08/20191 page · PDF
Confirmation statement

confirmation statement with updates

27/03/20195 pages · PDF
Accounts filed

accounts with accounts type total exemption full

23/01/201910 pages · PDF
Shares allotted

capital allotment shares

18/12/20183 pages · PDF
Shares allotted

capital allotment shares

17/12/20183 pages · PDF
Confirmation statement

confirmation statement with no updates

09/04/20183 pages · PDF
Accounts filed

accounts with accounts type total exemption full

20/03/201810 pages · PDF
Address changed

change registered office address company with date old address new address

12/12/20171 page · PDF
Accounts filed

accounts with accounts type small

05/04/20178 pages · PDF
Confirmation statement

confirmation statement with updates

24/03/20175 pages · PDF
MR01

mortgage create with deed with charge number charge creation date

23/02/20175 pages · PDF
Director resigned

termination director company with name termination date

03/10/20161 page · PDF
Director appointed

appoint person director company with name date

30/09/20162 pages · PDF
Annual return

annual return company with made up date full list shareholders

27/05/20164 pages · PDF
TM02

termination secretary company with name termination date

27/05/20161 page · PDF
Accounts filed

accounts with accounts type small

12/04/20167 pages · PDF
Address changed

change registered office address company with date old address new address

24/06/20151 page · PDF
Accounts filed

accounts with accounts type small

15/04/20157 pages · PDF
Annual return

annual return company with made up date full list shareholders

09/04/20154 pages · PDF
MR04

mortgage satisfy charge full

18/02/20151 page · PDF
Address changed

change registered office address company with date old address

23/05/20141 page · PDF
Annual return

annual return company with made up date full list shareholders

23/04/20144 pages · PDF
Accounts filed

accounts with accounts type total exemption small

27/03/20146 pages · PDF
MR01

mortgage create with deed with charge number

04/10/201327 pages · PDF
Accounts filed

accounts with accounts type total exemption small

05/04/20135 pages · PDF
Annual return

annual return company with made up date full list shareholders

28/03/20134 pages · PDF
MG02

legacy

24/12/20123 pages · PDF
Annual return

annual return company with made up date full list shareholders

10/04/20124 pages · PDF
Accounts filed

accounts with accounts type total exemption small

19/03/20125 pages · PDF
Annual return

annual return company with made up date full list shareholders

20/04/20114 pages · PDF
Accounts filed

accounts with accounts type total exemption small

08/04/20114 pages · PDF
Annual return

annual return company with made up date full list shareholders

21/04/20104 pages · PDF
Accounts filed

accounts with accounts type total exemption small

06/04/20105 pages · PDF
MG04

legacy

16/12/20093 pages · PDF
Accounts filed

accounts with accounts type total exemption small

06/05/20095 pages · PDF
363a

legacy

30/03/20093 pages · PDF
395

legacy

29/11/20083 pages · PDF
288c

legacy

21/05/20081 page · PDF
Accounts filed

accounts with accounts type dormant

25/04/20082 pages · PDF
363a

legacy

11/04/20083 pages · PDF
288c

legacy

11/04/20081 page · PDF
363a

legacy

28/03/20072 pages · PDF
288a

legacy

05/03/20071 page · PDF
225

legacy

02/02/20071 page · PDF
287

legacy

02/02/20071 page · PDF
288b

legacy

02/02/20071 page · PDF
Incorporated

incorporation company

20/12/200610 pages · PDF