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Towy Finance Limited

00526370

active
Private Limited Company
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

45 HIGH STREET, HAVERFORDWEST, SA61 2BP
Incorporated 01/12/1953

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

82990
Other business support service activities

Officers

Mr David Barrington Evans

director · Since 31/12/1991

MANAGING DIRECTOR

BRITISH · WALES · Age 75

Also on 1 other board

Mr David Barrington Evans

secretary · Since 18/10/2019

Also on 1 other board

Persons with Significant Control

Mr David Barrington Evans

75–100% shares
75–100% votes
Appoint directors

Welsh · Wales · Age 75

45, High Street, Haverfordwest, SA61 2BP

Notified 06/04/2016

Bevan & Buckland Trustees Ltd

25–50% shares
25–50% votes

C/O Bevan Buckland Llp, Ground Floor, Cardigan House, Swansea, SA7 9LA

Reg: 10952460 · England & Wales · Private Limited Company

Notified 21/12/2021

Charges0 outstanding

charge
satisfied

BANK OF SCOTLAND

Created 24/08/2010Registered 07/09/2010Satisfied 09/03/2016
charge
satisfied

BANK OF SCOTLAND

Created 24/08/2010Registered 07/09/2010Satisfied 01/03/2016
charge
satisfied

THE GOVERNOR AND COMPANY OF THE BANK OF SCOTLAND

Created 15/10/2001Registered 26/10/2001Satisfied 01/03/2016
charge
satisfied

BANK OF WALES PLC

Created 27/05/1992Registered 04/06/1992Satisfied 01/03/2016
charge
satisfied

LLOYDS BANK PLC

Created 27/08/1958Registered 03/09/1958Satisfied 24/07/1992

CompanyRankvs 43490+ SIC 82990 peers
64

Financial strength32th percentile among SIC peers · 8/25
Employees40th percentile among SIC peers · 6/15
LiquidityCurrent ratio 94.1× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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43490Towy Finance Limited
64
How is this score calculated?
Financial strength8/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees6/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/10/2025

Net Worth

£50

Balance sheet strength

Cash

£218k

Cash in the bank

Net Current Assets

£931k

Working capital

Current Assets

£941k

Current Liabilities

£10k

Debtors

£333k

1avg. employees

Tax at Year End(2017)

Corp tax£2k

Balance Sheet

Assets less current liabilities£931k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
202594.10—
202548.77—
2024172.56-£41k
2023108.41+£76k
2022183.42-£51k
2021208.19-£48k
2020185.11—
2019208.09—
201734.86—

Derived from filed accounts. Not audited figures.