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Towy Finance Limited

00526370

active
Private Limited Company
england wales
Companies House
Insolvency history
Health Score
70 / 100

Some Concerns

30/30
Filing
20/30
Financial
20/40
Risk
  • Active insolvency proceedings (-20)

Details

45 HIGH STREET, HAVERFORDWEST, SA61 2BP
Incorporated 01/12/1953

Compliance

Last accounts

31/10/2025

total exemption full

Next accounts due

22/12/2026

On track

Confirmation statement

Last: 31/12/2025

Due 14/01/2027

On track

Industry

82990
Other business support service activities

Officers

Mr David Barrington Evans

director · Since 31/12/1991

MANAGING DIRECTOR

BRITISH · WALES · Age 76

Also on 1 other board

Mr David Barrington Evans

secretary · Since 18/10/2019

Also on 1 other board

Persons with Significant Control

Mr David Barrington Evans

75–100% shares
75–100% votes
Appoint directors

Welsh · Wales · Age 76

45, High Street, Haverfordwest, SA61 2BP

Notified 06/04/2016

Bevan & Buckland Trustees Ltd

25–50% shares
25–50% votes

C/O Bevan Buckland Llp, Ground Floor, Cardigan House, Swansea, SA7 9LA

Reg: 10952460 · England & Wales · Private Limited Company

Notified 21/12/2021

Insolvency History1 case

members voluntary liquidation23/03/2026

Alun Evans (practitioner)

CompanyRankvs 42705+ SIC 82990 peers
54

Financial strength32th percentile among SIC peers · 8/25
Employees40th percentile among SIC peers · 6/15
LiquidityCurrent ratio 94.1× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Insolvency history -10
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How is this score calculated?
Financial strength8/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees6/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Insolvency history: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/10/2025

Net Worth

£50

Balance sheet strength

Cash

£218k

Cash in the bank

Net Current Assets

£931k

Working capital

Current Assets

£941k

Current Liabilities

£10k

Debtors

£333k

1avg. employees

Balance Sheet

Assets less current liabilities£931k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
202594.10
202548.77
2024172.56-£41k
2023108.41

Derived from filed accounts. Not audited figures.