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F.J.Ratchford Limited

00613099

active
Private Limited Company
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

KENNEDY WAY, STOCKPORT, SK4 2JX
Incorporated 17/10/1958

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

82990
Other business support service activities

Officers

Mr Jonathan Paul Ratchford

director · Since 29/05/1991

SALES DIRECTOR

BRITISH · ENGLAND · Age 63

Also on 4 other boards

Mrs Gillian Jane Ratchford

director · Since 20/03/1997

DIRECTOR

BRITISH · ENGLAND · Age 61

Also on 1 other board

Mr Marcus Samuel Ratchford

director · Since 20/12/2020

DIRECTOR

BRITISH · ENGLAND · Age 29

Also on 1 other board

Mr Marcus Samuel Ratchford

secretary · Since 24/11/2025

Also on 1 other board

Persons with Significant Control

Mr Jonathan Paul Ratchford

50–75% shares

British · England · Age 63

Kennedy Way, Stockport, SK4 2JX

Notified 06/04/2016

Mrs Gillian Jane Ratchford

25–50% shares

British · England · Age 61

Kennedy Way, Stockport, SK4 2JX

Notified 06/04/2016

Mr Marcus Samuel Ratchford

25–50% shares

British · England · Age 29

Kennedy Way, Stockport, SK4 2JX

Notified 01/01/2025

CompanyRankvs 10046+ SIC 82990 peers
79

Financial strength92th percentile among SIC peers · 23/25
Employees95th percentile among SIC peers · 14/15
LiquidityCurrent ratio 1.38× · 12/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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10046F.J.Ratchford Limited
79
How is this score calculated?
Financial strength23/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/10/2025

Net Worth

£344k

Balance sheet strength

Cash

£233k

Cash in the bank

Net Current Assets

£126k

Working capital

Current Assets

£458k

Current Liabilities

£332k

Fixed Assets

£237k

Debtors

£137k

10avg. employees-1

Balance Sheet

Assets less current liabilities£362k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20251.38-£4k
20241.44-£1.1M
20233.85+£78k
20223.90+£76k
20214.32+£27k
20205.24—

Derived from filed accounts. Not audited figures.