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Stour Vale Finance Company Limited

00709939

active
ltd
england wales
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

Commercial House, High Street, Brockmoor Brierley Hill, DY5 3JA
Incorporated 07/12/1961

Compliance

Last accounts

31/03/2026

micro entity

Next accounts due

31/12/2027

On track

Confirmation statement

Last: 14/07/2026

Due 28/07/2027

On track

Industry

64999
Other financial service activities

Officers

Mrs Julia Tracey Edwards

director · Since 29/03/1994

DIRECTOR

BRITISH · ENGLAND · Age 58

Also on 29 other boards

Mrs Julia Tracey Edwards

secretary · Since 30/12/2004

DIRECTOR

BRITISH · ENGLAND · Age 58

Also on 29 other boards

Mrs Alison Joanne Edwards

director · Since 30/12/2014

DIRECTOR

BRITISH · ENGLAND · Age 60

Also on 10 other boards

Julia Tracey Edwards

director · Since 29/03/1994

British · England · Age 58

Julia Tracey Edwards

secretary · Since 30/12/2004

British

Alison Joanne Edwards

director · Since 30/12/2014

British · England · Age 60

Former

David Arthur Lowe

director · Resigned 23/01/2026

Persons with Significant Control

C H L Holdings Limited

75–100% shares

Commercial House, High Street, Brierley Hill, DY5 3JA

Reg: 00604106 · Companies House · Limited Company

Notified 06/04/2016

Change History

status → active
2026-06-27

Active

type → ltd
2026-06-27

Private Limited Company

address line1 → Commercial House
2026-06-27

COMMERCIAL HOUSE

post town → Brockmoor Brierley Hill
2026-06-27

BROCKMOOR BRIERLEY HILL

CompanyRankvs 430+ SIC 64999 peers
86

Financial strength95th percentile among SIC peers · 24/25
Employees80th percentile among SIC peers · 12/15
LiquidityCurrent ratio 11.78× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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430Stour Vale Finance Company Limited
86
How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees12/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2026

Net Worth

£1.2M

Balance sheet strength

Cash

—

Cash in the bank

Net Current Assets

£1.2M

Working capital

Current Assets

£1.3M

Current Liabilities

£113k

3avg. employees+3
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
202611.78-£26k
202512.36+£50k
202414.57+£14k
20239.55—

Derived from filed accounts. Not audited figures.