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Gorseinon Finance Company Limited

00833417

active
Private Limited Company
england wales
Companies House
Health Score
74 / 100

Some Concerns

30/30
Filing
10/30
Financial
34/40
Risk
  • Current liabilities exceed current assets (-10)
  • 3 outstanding charges (-6)

Details

10 HIGH STREET, SA1 1LE
Incorporated 06/01/1965

Compliance

Last accounts

27/02/2025

micro entity

Next accounts due

30/11/2026

On track

Confirmation statement

Last: 09/09/2025

Due 23/09/2026

On track

Industry

64999
Other financial service activities

Officers

Mrs Karen Elizabeth Zilio

director · Since 25/10/2018

DIRECTOR

BRITISH · WALES · Age 66

Ms Karen Elizabeth Zilio

secretary · Since 30/07/2024

Persons with Significant Control

Mrs Karen Elizabeth Zilio

25–50% votes

British · Wales · Age 66

14, Tichbourne Street, Swansea, SA3 4HB

Notified 15/03/2019

Former PSCs

Mr Francis Archibald Miners

Ceased 30/07/2024

Mrs Majorie Miners

Ceased 27/02/2018

Charges3 outstanding

Charge
outstanding

TOGETHER COMMERCIAL FINANCE LIMITED

Created 13/09/2019Registered 17/09/2019
Charge
outstanding

TOGETHER COMMERCIAL FINANCE LIMITED

Created 13/09/2019Registered 17/09/2019
charge
outstanding

BARCLAYS BANK PLC

Created 04/11/1993Registered 12/11/1993

CompanyRankvs 3657+ SIC 64999 peers
63

Financial strength68th percentile among SIC peers · 17/25
Employees39th percentile among SIC peers · 6/15
LiquidityCurrent ratio 4.27× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength17/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees6/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 27/02/2025

Net Worth

£33k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

£88k

Working capital

Current Assets

£116k

Current Liabilities

£27k

Fixed Assets

£168k

1avg. employees

Balance Sheet

Assets less current liabilities£256k
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20254.27+£0
20254.27+£12k
20245.52-£13k
2023485.57-£1k
2022154.50-£526
20217.69

Derived from filed accounts. Not audited figures.