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Frank Truman Limited

00987006

active
Private Limited Company
england wales
Companies House
Health Score
74 / 100

Some Concerns

30/30
Filing
10/30
Financial
34/40
Risk
  • Current liabilities exceed current assets (-10)
  • Going concern doubt noted in accounts (-10)
  • 3 outstanding charges (-6)

Details

KIRKLAND HOUSE, HARROW, HA1 2AX
Incorporated 14/08/1970

Compliance

Last accounts

31/12/2024

group

Next accounts due

30/09/2026

On track

Confirmation statement

Last: 12/08/2025

Due 26/08/2026

On track

Industry

64929
64929
68100
Buying and selling of own real estate
70229
Management consultancy activities

Officers

Mr Haider Ladhu Jaffer

director · Since 18/09/2006

BUSINESSMAN

BRITISH · UNITED KINGDOM · Age 86

Also on 1 other board

Mr Hassanali Amirali Dawood Suleman

director · Since 01/11/2006

BUSINESSMAN

BRITISH · ENGLAND · Age 71

Also on 27 other boards

Dr Manoj Raman

director · Since 03/10/2016

BUSINESSMAN

BRITISH · UNITED KINGDOM · Age 66

Also on 24 other boards

Ms Shellina Jaffer

director · Since 22/05/2020

BUSINESSWOMAN

BRITISH · UNITED KINGDOM · Age 63

Also on 31 other boards

Mr Shaffin Jaffer

director · Since 07/12/2023

COMPANY DIRECTOR

BRITISH · UNITED KINGDOM · Age 62

Also on 10 other boards

Persons with Significant Control

Mr Haider Ladhu Jaffer

Significant control

British · England · Age 86

Kirkland House, Harrow, HA1 2AX

Notified 06/04/2016

Ms Shellina Jaffer

25–50% shares

British · United Kingdom · Age 63

Kirkland House, Harrow, HA1 2AX

Notified 04/02/2020

Mr Shaffin Jaffer

25–50% shares

British · United Kingdom · Age 62

Kirkland House, Harrow, HA1 2AX

Notified 04/02/2020

Mrs Shamsa Van Keulen

25–50% shares
25–50% votes

British · Singapore · Age 59

Kirkland House, Harrow, HA1 2AX

Notified 21/08/2020

Charges3 outstanding

Charge
outstanding

BANK LEUMI (UK) PLC

Created 02/11/2021Registered 08/11/2021
Charge
outstanding

HABIB BANK ZURICH PLC

Created 28/09/2016Registered 12/10/2016
Charge
outstanding

HABIB BANK ZURICH PLC

Created 03/10/2016Registered 06/10/2016
Charge
satisfied

UNITED TRUST BANK LIMITED

Created 22/05/2015Registered 30/05/2015Satisfied 30/01/2016
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 22/02/1978Registered 02/03/1978Satisfied 22/11/2013
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 22/02/1978Registered 02/03/1978Satisfied 22/11/2013
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 22/02/1978Registered 02/03/1978Satisfied 22/11/2013
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 22/02/1978Registered 02/03/1978Satisfied 22/11/2013
charge
satisfied

MIDLAND BANK PLC

Created 09/10/1973Registered 18/10/1973Satisfied 22/11/2013
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 17/10/1972Registered 07/11/1972Satisfied 22/11/2013
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 11/04/1972Registered 19/10/1972Satisfied 22/11/2013
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 11/04/1972Registered 19/10/1972Satisfied 22/11/2013
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 09/08/1972Registered 30/08/1972Satisfied 22/11/2013
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 11/07/1972Registered 31/07/1972Satisfied 22/11/2013
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 25/07/1972Registered 31/07/1972Satisfied 22/11/2013

CompanyRankvs 291+ SIC 64929 peers
53

Financial strength88th percentile among SIC peers · 22/25
Employees100th percentile among SIC peers · 15/15
LiquidityCurrent ratio 0.82× · 6/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10Outstanding charges -10
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How is this score calculated?
Financial strength22/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity6/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

group has completed a range of forecasts including sensitivity analysis to assess the impact of the macro-economic and supply chain challenges on the group’s liquidity and ability to continue as a going concern. The directors acknowledge that there is significant uncertainty in the outlook for the hospitality sector. The directors intend to mitigate economic risks with flexible pricing and valu

Key FinancialsYear ending 31/12/2024

Turnover

£14.0M

Annual revenue

Net Worth

£1.8M

Balance sheet strength

Cash

£214k

Cash in the bank

Profit Before Tax

£1.1M

Bottom line earnings

Net Current Assets

-£6.1M

Working capital

Current Assets

£27.1M

Current Liabilities

£33.2M

Fixed Assets

£28.9M

Debtors

£26.8M

Cost of Sales

£3.7M

Gross Profit

£10.3M

Admin Expenses

£8.1M

Operating Profit

£2.2M

Profit After Tax

£634k

145avg. employees+7

Tax at Year End

Corp tax£527k

People Costs

Wages & salaries£3.1M
NI contributions£172k

Balance Sheet

Intangible assets£40k
Interest payable£2.3M
Assets less current liabilities£22.8M
Signed by Mr H L Jaffer 27 January 2026Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied ProfitEst. Revenue
20240.82+£634k
20230.82-£1.2M£3.6M
20210.97

Derived from filed accounts. Not audited figures.