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Personal Office Services Limited

01007195

active
ltd
england wales
Companies House
Health Score
70 / 100

Some Concerns

30/30
Filing
10/30
Financial
30/40
Risk
  • Current liabilities exceed current assets (-10)
  • 5 outstanding charges (-10)

Details

Apartment 4, Cala Court, 23 Hartley Road, Plymouth, PL3 5LW
Incorporated 07/04/1971

Compliance

Last accounts

31/03/2026

micro entity

Next accounts due

31/12/2027

On track

Confirmation statement

Last: 05/03/2026

Due 19/03/2027

On track

Industry

68209
Other letting and operating of own or leased real estate

Officers

Mr Frank Anthony Richards

secretary · Since 05/03/1991

BRITISH · ENGLAND · Age 85

Also on 2 other boards

Mr Frank Anthony Richards

director · Since 05/03/1991

DIRECTOR

BRITISH · ENGLAND · Age 85

Also on 2 other boards

Frank Anthony Richards

secretary

British

Frank Anthony Richards

director

British · England · Age 85

Former

Mary Jeanette Richards

director · Resigned 31/10/2025

Persons with Significant Control

Mr Frank Anthony Richards

50–75% shares
50–75% votes
Appoint directors

British · England · Age 85

Apartment 4, Cala Court, 23 Hartley Road, Plymouth, PL3 5LW

Notified 06/04/2016

Mrs Mary Jeanette Richards

25–50% shares
25–50% votes
Appoint directors

British · England · Age 80

Apartment 4, Cala Court, 23 Hartley Road, Plymouth, PL3 5LW

Notified 06/04/2016

Charges5 outstanding

charge
outstanding

LLOYDS BANK PLC

Created 24/04/1989Registered 04/05/1989
charge
outstanding

LLOYDS BANK PLC

Created 24/02/1988Registered 29/02/1988
charge
satisfied

LLOYDS BANK PLC

Created 31/12/1985Registered 11/01/1986Satisfied 14/03/2024
charge
outstanding

LLOYDS BANK PLC

Created 31/12/1985Registered 11/01/1986
charge
satisfied

LLOYDS BANK PLC

Created 12/09/1984Registered 17/09/1984Satisfied 14/03/2024
charge
outstanding

LLOYDS BANK PLC

Created 08/03/1984Registered 17/03/1984
charge
outstanding

LLOYDS BANK PLC

Created 16/04/1982Registered 23/04/1982

Change History

status → active
2026-08-12

Active

type → ltd
2026-08-12

Private Limited Company

address line1 → Apartment 4, Cala Court
2026-08-12

APARTMENT 4, CALA COURT

post town → Plymouth
2026-08-12

PLYMOUTH

officer appointed → RICHARDS, Frank Anthony
2026-08-12
officer appointed → RICHARDS, Frank Anthony
2026-08-12

CompanyRankvs 19519+ SIC 68209 peers
69

Financial strength83th percentile among SIC peers · 21/25
Employees77th percentile among SIC peers · 12/15
LiquidityCurrent ratio 1.99× · 16/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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19519Personal Office Services Limited
75
How is this score calculated?
Financial strength21/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees12/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity16/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2026

Net Worth

£208k

Balance sheet strength

Cash

—

Cash in the bank

Net Current Assets

£92k

Working capital

Current Assets

£186k

Current Liabilities

£93k

Fixed Assets

£116k

2avg. employees

Balance Sheet

Assets less current liabilities£208k
Prepared with BTCSoftware AP Solution 2026 14.1.19

EstimatesDerived

YearCurrent RatioImplied Profit
20261.99-£3k
20251.98-£8k
20242.14-£17k
20232.32—

Derived from filed accounts. Not audited figures.