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K. J. Herbert (Insurance Services) Limited

01099413

active
Private Limited Company
england wales
Companies House
Health Score
64 / 100

Some Concerns

30/30
Filing
0/30
Financial
34/40
Risk
  • Negative net worth (-10)
  • Current liabilities exceed current assets (-10)
  • 3 outstanding charges (-6)

Details

1D DUNRAVEN PLACE, BRIDGEND, CF31 1JF
Incorporated 28/02/1973

Compliance

Last accounts

31/10/2024

total exemption full

Next accounts due

31/07/2026

On track

Confirmation statement

Last: 31/03/2026

Due 14/04/2027

On track

Industry

65120
Non-life insurance

Officers

Mrs Joanne Thomas

director · Since 01/11/2004

INS MANAGER

BRITISH · UNITED KINGDOM · Age 50

Also on 4 other boards

Mr Graham Thomas

director · Since 01/11/2012

COMPANY DIRECTOR

BRITISH · UNITED KINGDOM · Age 51

Also on 4 other boards

Persons with Significant Control

Mr Graham Thomas

25–50% shares
25–50% votes

British · United Kingdom · Age 51

1d, Dunraven Place, Bridgend, CF31 1JF

Notified 06/04/2016

Mrs Joanne Thomas

50–75% shares
50–75% votes

British · United Kingdom · Age 50

1d, Dunraven Place, Bridgend, CF31 1JF

Notified 06/04/2016

Charges3 outstanding

Charge
outstanding

NUCLEUS CASH FLOW FINANCE2 LIMITED

Created 28/10/2024Registered 01/11/2024
charge
outstanding

HSBC BANK PLC

Created 04/04/2013Registered 09/04/2013
charge
outstanding

HSBC BANK PLC

Created 06/03/2013Registered 08/03/2013

CompanyRankvs 1365+ SIC 65120 peers
41

Financial strength5th percentile among SIC peers · 1/25
Employees90th percentile among SIC peers · 14/15
LiquidityCurrent ratio 0.82× · 6/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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1365K. J. Herbert (Insurance Services) Limited
47
How is this score calculated?
Financial strength1/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity6/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/10/2025

Net Worth

-£13k

Balance sheet strength

Cash

£2k

Cash in the bank

Net Current Assets

-£173k

Working capital

Current Assets

£796k

Current Liabilities

£969k

Fixed Assets

£235k

Debtors

£793k

15avg. employees

Tax at Year End

Corp tax£14k

Director Loans

Company owes directors£839
Directors owe company£69k

Balance Sheet

Assets less current liabilities£61k
Signed by Mrs Joanne Thomas 24/07/2026Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20250.82-£30k
20240.80-£10k
20230.80—

Derived from filed accounts. Not audited figures.