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Michael Howard (Insurance & Financial Services) Limited

01156406

active
Private Limited Company
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

19 WESTLANDS AVENUE, NORTH EAST LINCOLNSHIRE, DN34 4SP
Incorporated 10/01/1974

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

82990
Other business support service activities

Officers

Mrs Sarah Jane Searby

director · Since 29/01/2010

SECRETARY

BRITISH · UNITED KINGDOM · Age 57

Persons with Significant Control

Mr Martin Alexander Howard

75–100% shares
75–100% votes

British · England · Age 52

19 Westlands Avenue, North East Lincolnshire, DN34 4SP

Notified 04/07/2022

Former PSCs

Mrs. Sandra Lynda Howard

Ceased 04/07/2022

CompanyRankvs 8540+ SIC 82990 peers
80

Financial strength68th percentile among SIC peers · 17/25
Employees84th percentile among SIC peers · 13/15
LiquidityCurrent ratio 3.7× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength17/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees13/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£16k

Balance sheet strength

Cash

£489

Cash in the bank

Net Current Assets

£658

Working capital

Current Assets

£658

Current Liabilities

£178

Fixed Assets

£15k

Debtors

£169

3avg. employees
Signed by 01156406 2024-04-01 2025-03-31 01156406 2025-03-31 01156406 core:RetainedEarningsAccumulatedLosses 2025-03-31 01156406 cPrepared with Digita Accounts Production Advanced

EstimatesDerived

YearCurrent RatioImplied Profit
20253.70+£0
2024+£0
2023+£0
2022-£26k

Derived from filed accounts. Not audited figures.