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Frame Homes (South West) Limited

01163128

active
Private Limited Company
england wales
Companies House
Health Score
79 / 100

Some Concerns

25/30
Filing
20/30
Financial
34/40
Risk
  • No accounts filed in last 18 months (-5)
  • Going concern doubt noted in accounts (-10)
  • 3 outstanding charges (-6)

Details

UNIT B 483/1 JENSON HOUSE, REDRUTH, TR15 1SS
Incorporated 15/03/1974

Compliance

Last accounts

31/12/2024

full

Next accounts due

30/09/2026

On track

Confirmation statement

Last: 30/08/2025

Due 13/09/2026

On track

Industry

43290
Other construction installation

Officers

Mr Robert David Pepper

director · Since 06/05/1994

MANAGING DIRECTOR

BRITISH · UNITED KINGDOM · Age 81

Also on 21 other boards

Mr Robert Andrew Pepper-Smith

secretary · Since 31/08/1995

FINANCE DIRECTOR

BRITISH · UNITED KINGDOM · Age 54

Also on 27 other boards

Mr Robert Andrew Pepper-Smith

director · Since 12/01/1999

FINANCE DIRECTOR

BRITISH · UNITED KINGDOM · Age 54

Also on 27 other boards

Mrs Michelle Pepper-Smith

director · Since 09/05/2002

ACCOUNTS

BRITISH · UNITED KINGDOM · Age 50

Also on 5 other boards

Persons with Significant Control

Bob Pepper Holdings Limited

75–100% shares
75–100% votes
Appoint directors

Jenson House, Cardrew Industrial Estate, Redruth, TR15 1SS

Reg: 07933260 · England And Wales · Ltd

Notified 06/04/2016

Charges3 outstanding

Charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 15/11/2013Registered 19/11/2013
charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 08/12/2006Registered 18/12/2006
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 17/08/2006Registered 26/08/2006Satisfied 15/01/2010
charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 15/09/2005Registered 16/09/2005
charge
satisfied

LLOYDS BANK PLC

Created 14/10/1994Registered 15/10/1994Satisfied 01/12/2006
charge
satisfied

GOCOURT LIMITED

Created 27/05/1994Registered 09/06/1994Satisfied 16/08/2005
charge
satisfied

LLOYDS BANK PLC

Created 09/04/1992Registered 13/04/1992Satisfied 01/12/2006
charge
satisfied

LLOYDS BANK PLC

Created 04/08/1982Registered 13/08/1982Satisfied 01/12/2006
charge
satisfied

LLOYDS BANK PLC

Created 09/08/1977Registered 19/08/1977Satisfied 01/12/2006
charge
satisfied

LLOYDS BANK PLC

Created 09/08/1977Registered 19/08/1977Satisfied 01/12/2006
charge
satisfied

LLOYDS BANK PLC

Created 09/08/1977Registered 19/08/1977Satisfied 01/12/2006
charge
satisfied

CARRICK DISTRICT COUNCIL.

Created 24/06/1974Registered 22/03/1977Satisfied 16/08/2005

CompanyRankvs 15+ SIC 43290 peers
70

Financial strength100th percentile among SIC peers · 25/25
Employees100th percentile among SIC peers · 15/15
LiquidityCurrent ratio 2.84× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10Outstanding charges -10
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How is this score calculated?
Financial strength25/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the company's ability to continue as a going concern for a period of at least twelve months from when the original financial statements were authorised for issue. Our responsibilities and the responsibilities of the directors with respect t

Key FinancialsYear ending 31/12/2024

Turnover

£10.7M

Annual revenue

Net Worth

£7.6M

Balance sheet strength

Cash

£1.2M

Cash in the bank

Profit Before Tax

£242k

Bottom line earnings

Net Current Assets

£3.9M

Working capital

Current Assets

£6.1M

Current Liabilities

£2.1M

Fixed Assets

£5.2M

Debtors

£4.3M

Cost of Sales

£7.5M

Gross Profit

£3.1M

Admin Expenses

£2.9M

Operating Profit

£284k

Profit After Tax

£189k

73avg. employees-8

Tax at Year End(2021)

Dividends paid-£303k

People Costs

Wages & salaries£2.4M
NI contributions£227k

Balance Sheet

Bank loans & overdrafts£104k
Assets less current liabilities£9.1M
Prepared with Digita Accounts Production Advanced

EstimatesDerived

YearCurrent RatioImplied Profit
20242.84+£189k
20233.22+£1.4M
20213.07+£189k
20202.64

Derived from filed accounts. Not audited figures.