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Mcclarrons Limited

01171712

active
Private Limited Company
england wales
Companies House
Health Score
78 / 100

Some Concerns

30/30
Filing
10/30
Financial
38/40
Risk
  • Current liabilities exceed current assets (-10)
  • 1 outstanding charge (-2)

Details

UNIT 1 NORTHSIDE BUSINESS PARK, MALTON, YO17 6TB
Incorporated 28/05/1974

Compliance

Last accounts

31/01/2025

total exemption full

Next accounts due

31/10/2026

On track

Confirmation statement

Last: 21/12/2025

Due 04/01/2027

On track

Industry

65120
Non-life insurance
66220
Activities of insurance agents and brokers

Officers

Mr Sean Charles Mcclarron

director · Since 31/01/2008

INSURANCE BROKER

BRITISH · UNITED KINGDOM · Age 59

Also on 6 other boards

Mr Garry Davies

director · Since 20/03/2018

DIRECTOR

BRITISH · ENGLAND · Age 36

Persons with Significant Control

Chadhurst Holdings Limited

75–100% shares
75–100% votes

Unit 1, Northside Business Park, Malton, YO17 6TB

Reg: 04577700 · England And Wales · Limited Company

Notified 06/04/2016

Charges1 outstanding

Charge
outstanding

CLYDESDALE BANK PLC (TRADING AS BOTH CLYDESDALE BANK AND YORKSHIRE BANK)

Created 23/08/2019Registered 04/09/2019
charge
satisfied

HSBC BANK PLC

Created 31/01/2008Registered 09/02/2008Satisfied 27/08/2019
charge
satisfied

MIDLAND BANK PLC

Created 29/09/1998Registered 03/10/1998Satisfied 13/09/2007
charge
satisfied

MIDLAND BANK PLC

Created 23/03/1994Registered 24/03/1994Satisfied 13/09/2007
charge
satisfied

NORTHERN ROCK BUILDING SOCIETY

Created 27/04/1990Registered 03/05/1990Satisfied 02/02/2008
charge
satisfied

WOOLWICH EQUITABLE BUILDING SOCIETY

Created 30/11/1989Registered 09/12/1989Satisfied 25/05/2006
charge
satisfied

NATIONWIDE BUILDING SOCIETY

Created 09/05/1986Registered 12/05/1986Satisfied 09/11/2006
charge
satisfied

NATIONWIDE BUILDING SOCIETY

Created 19/07/1985Registered 08/08/1985Satisfied 03/05/1990
charge
satisfied

NATIONWIDE BUILDING SOCIETY

Created 17/09/1984Registered 23/09/1984Satisfied 09/12/1989
charge
satisfied

NATIONWIDE BUILDING SOCIETY

Created 21/04/1983Registered 26/04/1983
charge
satisfied

MARSDEN BUILDING SOCIETY

Created 11/09/1978Registered 28/09/1978
charge
satisfied

NATIONWIDE BUILDING SOCIETY

Created 09/01/1978Registered 19/01/1978

CompanyRankvs 281+ SIC 65120 peers
68

Financial strength83th percentile among SIC peers · 21/25
Employees99th percentile among SIC peers · 15/15
LiquidityCurrent ratio 1.41× · 12/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength21/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/01/2025

Net Worth

£412k

Balance sheet strength

Cash

£496k

Cash in the bank

Net Current Assets

£314k

Working capital

Current Assets

£1.1M

Current Liabilities

£776k

Fixed Assets

£126k

Debtors

£593k

86avg. employees+5

Balance Sheet

Assets less current liabilities£440k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20251.41-£22k
20241.27-£76k
20231.33+£89k
20221.18+£16k
20211.06-£34k
20201.06-£46k
20191.02

Derived from filed accounts. Not audited figures.