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Norfolk & Suffolk Financial Services Limited

01183300

active
Private Limited Company
england wales
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
10/30
Financial
40/40
Risk
  • Current liabilities exceed current assets (-10)

Details

3 QUAY VIEW BUSINESS PARK, LOWESTOFT, NR32 2HD
Incorporated 06/09/1974

Compliance

Last accounts

31/12/2024

total exemption full

Next accounts due

30/09/2026

On track

Confirmation statement

Last: 14/08/2025

Due 28/08/2026

On track

Industry

66190
Other activities auxiliary to financial services

Officers

Mr Michael Ian Davies

director · Since 29/04/1992

FINANCIAL ADVISER

BRITISH · ENGLAND · Age 64

Also on 3 other boards

Mrs Ruth Elizabeth Davies

secretary · Since 13/01/2004

BRITISH

Also on 1 other board

Mr Chad Alistair Morris

director · Since 21/06/2005

FINANCIAL ADVISOR

BRITISH · ENGLAND · Age 50

Also on 1 other board

Persons with Significant Control

Mrs Sally Elizabeth Hardiman

50–75% shares

British · England · Age 82

3, Quay View Business Park, Lowestoft, NR32 2HD

Notified 06/04/2016

Mr Patrick Joseph Hardiman

50–75% shares

British · England · Age 86

3, Quay View Business Park, Lowestoft, NR32 2HD

Notified 06/04/2016

Charges0 outstanding

charge
satisfied

BARCLAYS BANK PLC

Created 27/11/2006Registered 29/11/2006Satisfied 25/02/2013
charge
satisfied

NORTHERN ROCK BUILDING SOCIETY

Created 14/02/1990Registered 15/02/1990Satisfied 14/12/2012
charge
satisfied

BARCLAYS BANK PLC

Created 03/05/1989Registered 18/05/1989Satisfied 14/04/1991

CompanyRankvs 110+ SIC 66190 peers
87

Financial strength90th percentile among SIC peers · 23/25
Employees96th percentile among SIC peers · 14/15
LiquidityCurrent ratio 5.32× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength23/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2024

Net Worth

£363k

Balance sheet strength

Cash

£368k

Cash in the bank

Net Current Assets

£309k

Working capital

Current Assets

£381k

Current Liabilities

£72k

Fixed Assets

£72k

Debtors

£13k

11avg. employees

Tax at Year End

Corp tax£47k

Balance Sheet

Assets less current liabilities£382k
Signed by Mr M Davies Mr C Morris 1 September 2025Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied ProfitEst. Revenue
20245.32-£20k
20239.41+£120k
20225.70+£21k
20215.31+£25k£51k
20203.95-£16k£51k
20193.30-£5k
20183.16

Derived from filed accounts. Not audited figures.