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William H. Howard Limited

01280579

active
Private Limited Company
england wales
Companies House
Health Score
76 / 100

Some Concerns

30/30
Filing
10/30
Financial
36/40
Risk
  • Current liabilities exceed current assets (-10)
  • 2 outstanding charges (-4)

Details

1 BOLHOLT TERRACE, LANCS, BL8 1PP
Incorporated 07/10/1976

Compliance

Last accounts

30/09/2025

micro entity

Next accounts due

30/06/2027

On track

Confirmation statement

Last: 15/03/2026

Due 29/03/2027

On track

Industry

64999
Other financial service activities

Officers

Gary Derek Mitchell

director · Since 31/12/2004

INDEPENDANT FINANCIAL ADVISER

BRITISH · UNITED KINGDOM · Age 64

Also on 5 other boards

Gary Derek Mitchell

secretary · Since 06/04/2005

BRITISH · UNITED KINGDOM · Age 64

Also on 5 other boards

Persons with Significant Control

Mitchell Financial Holdings Limited

75–100% shares
75–100% votes
Appoint directors

Prospect House, Bolholt Terrace, Bury, BL8 1PP

Reg: 13741581 · Companies House · Company Limited By Shares

Notified 22/12/2021

Charges2 outstanding

Charge
outstanding

BARCLAYS SECURITY TRUSTEE LIMITED

Created 16/09/2021Registered 17/09/2021
charge
outstanding

BARCLAYS BANK PLC

Created 06/03/2007Registered 17/03/2007
charge
satisfied

SUN ALLIANCE AND LONDON ASSSURANCE COMPANY LIMITED

Created 23/02/1994Registered 28/02/1994Satisfied 27/07/2021
charge
satisfied

SUN ALLIANCE AND LONDON ASSURANCE COMPANY LIMITED

Created 10/08/1992Registered 21/08/1992Satisfied 27/07/2021
charge
satisfied

BARCLAYS BANK PLC

Created 29/06/1992Registered 14/07/1992Satisfied 27/07/2021
charge
satisfied

HALIFAX BUILDING SOCIETY

Created 10/02/1992Registered 11/02/1992Satisfied 27/07/2021
charge
satisfied

HALIFAX BUILDING SOCIETY

Created 02/07/1986Registered 07/07/1986Satisfied 27/07/2021
charge
satisfied

ALLIED IRISH FINANCE COMPANY LIMITED

Created 23/12/1980Registered 30/12/1980
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 26/02/1980Registered 28/02/1980

CompanyRankvs 11478+ SIC 64999 peers
46

Financial strength71th percentile among SIC peers · 18/25
Employees16th percentile among SIC peers · 2/15
LiquidityCurrent ratio 0.72× · 6/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength18/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees2/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity6/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/09/2025

Net Worth

£45k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

-£13k

Working capital

Current Assets

£50k

Current Liabilities

£69k

Fixed Assets

£135k

0avg. employees-3

Balance Sheet

Assets less current liabilities£121k
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20250.72-£3k
20240.78-£26k
20230.96-£22k
20224.30-£72k
20212.90+£23k
20201.57+£529
20192.22+£18k
20181.74

Derived from filed accounts. Not audited figures.