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C.J. Packford (Optician) Limited

01419857

active
Private Limited Company
england wales
Companies House
Health Score
73 / 100

Some Concerns

25/30
Filing
10/30
Financial
38/40
Risk
  • No accounts filed in last 18 months (-5)
  • Current liabilities exceed current assets (-10)
  • 1 outstanding charge (-2)

Details

UNIT 317, DARWEN, BB3 1AE
Incorporated 15/05/1979

Compliance

Last accounts

31/12/2024

total exemption full

Next accounts due

30/09/2026

On track

Confirmation statement

Last: 06/08/2025

Due 20/08/2026

On track

Industry

47782
Retail sale by opticians

Officers

Mr Imran Hakim

director · Since 31/03/2024

DIRECTOR

BRITISH · ENGLAND · Age 48

Also on 457 other boards

Miss Shabnam Fazl

director · Since 02/09/2024

DIRECTOR

BRITISH · ENGLAND · Age 43

Also on 2 other boards

Persons with Significant Control

Ho2 Management Limited

75–100% shares
75–100% votes
Appoint directors

Unit 317, India Mill Business Centre, Darwen, BB3 1AE

Reg: 05476134 · Companies House · Private Limited Company

Notified 31/03/2024

Former PSCs

Mr Christopher John Packford

Ceased 31/03/2024

Mrs Beverley June Packford

Ceased 24/12/2022

Charges1 outstanding

charge
outstanding

HSBC BANK PLC

Created 23/05/2012Registered 26/05/2012
charge
satisfied

BARCLAYS BANK PLC

Created 22/06/2005Registered 30/06/2005Satisfied 07/03/2024
charge
satisfied

LLOYDS TSB BANK PLC

Created 02/04/2004Registered 08/04/2004Satisfied 31/03/2005
charge
satisfied

LLOYDS BANK PLC

Created 18/05/1995Registered 30/05/1995Satisfied 16/02/2024

CompanyRankvs 851+ SIC 47782 peers
47

Financial strength31th percentile among SIC peers · 8/25
Employees86th percentile among SIC peers · 13/15
LiquidityCurrent ratio 0.94× · 6/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength8/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees13/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity6/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2024

Net Worth

£185

Balance sheet strength

Cash

£1k

Cash in the bank

Net Current Assets

-£9k

Working capital

Current Assets

£130k

Current Liabilities

£139k

Fixed Assets

£12k

Debtors

£76k

8avg. employees

Balance Sheet

Bank loans & overdrafts£22k
Assets less current liabilities£3k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20240.94
20231.31-£11k
20221.28-£34k
20211.95+£40k
20201.89-£18k
20191.12-£21k
20181.36

Derived from filed accounts. Not audited figures.