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Gerald Bowering Associates Limited

01560055

active
Private Limited Company
england wales
Companies House
Health Score
84 / 100

Healthy

30/30
Filing
20/30
Financial
34/40
Risk
  • 3 outstanding charges (-6)

Details

62 CAVENDISH ROAD, STOCKPORT, SK4 3DP
Incorporated 07/05/1981

Compliance

Last accounts

30/06/2025

micro entity

Next accounts due

31/03/2027

On track

Confirmation statement

Last: 30/09/2025

Due 14/10/2026

On track

Industry

46150
Agents involved in the sale of furniture, household goods, hardware and ironmongery

Officers

Mrs Diana Rosemarie Bowering

secretary · Since 31/10/1991

DIRECTOR

BRITISH · UNITED KINGDOM · Age 78

Also on 3 other boards

Mrs Diana Rosemarie Bowering

director · Since 31/10/1991

DIRECTOR

BRITISH · ENGLAND · Age 78

Also on 3 other boards

Mrs Samantha Jane Savage

director · Since 29/01/2016

SALES DIRECTOR

BRITISH · ENGLAND · Age 54

Also on 1 other board

Persons with Significant Control

Mrs Diana Rosemarie Bowering

75–100% shares
75–100% votes
Appoint directors
Significant control

British · England · Age 78

62, Cavendish Road, Stockport, SK4 3DP

Notified 01/07/2016

Charges3 outstanding

charge
outstanding

HSBC BANK PLC

Created 07/12/1999Registered 15/12/1999
charge
outstanding

VERNON BUILDING SOCIETY

Created 06/04/1998Registered 08/04/1998
charge
outstanding

MIDLAND BANK PLC

Created 16/12/1992Registered 22/12/1992

CompanyRankvs 239+ SIC 46150 peers
65

Financial strength89th percentile among SIC peers · 22/25
Employees76th percentile among SIC peers · 11/15
LiquidityCurrent ratio 1.41× · 12/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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239Gerald Bowering Associates Limited
75
How is this score calculated?
Financial strength22/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees11/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/06/2025

Net Worth

£82k

Balance sheet strength

Cash

—

Cash in the bank

Net Current Assets

£80k

Working capital

Current Assets

£277k

Current Liabilities

£197k

Fixed Assets

£2k

2avg. employees

Balance Sheet

Assets less current liabilities£82k
Prepared with Companies House

EstimatesDerived

YearCurrent RatioImplied Profit
20251.41+£50k
20241.54-£2k
20231.96—

Derived from filed accounts. Not audited figures.